I work at home and sell some hardware, some of my customers wants to pay me through there credit card instead of check.

How can I accept credit cards on phone and process it to my bank ?

1) I know setting up any merchant accounts with banks is a tedious process. Is there any basic 3rd party service which can accept credit cards payment for me online and then pay me, with a minimal fees ?

2) During this transaction does my customer see my name or the 3rd party credit card service name on there credit card statement ?

3) Does the 3rd party who will accept credit cards on my behalf will have to know what kind of services or goods I am selling to my customer ?

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