I run my business from my home office and would like to accept credit cards from my customers. I use my cell for everything, so, not sure if this is even possible or if I need to get a land line? Any details ( specifics) would be greatly beneficial. Thanks in advance.

Technorati Tags: credit cards, specifics, thanks in advance

I am going to stop by the bank on Monday, but I just wanted to get some advice over the weekend before then.

I recently paid with a check for a loan officer training manual that included several CDs and DVDs. When I got home, the package was missing four of the CDs. I immediately called the customer service number and I had to leave a message. They took a couple of days to call me back, but they told me they would mail the missing CDs. I got the package in the mail a few days later and there were only two out of the four missing CDs. I have called back three separate times and left three separate messages trying to resolve this problem, but I have not received a return phone call. I know it would be no issue to dispute the charge if I had paid with a credit card, but I’m not quite sure about the process for disputing a charge when you pay with a check.

The training package was 5, so I’m a little bit irritated to say the least…

Thanks in advance for your advice!
Oh, I forgot to mentio…yes, the check has already cleared. I was planning on stopping the payment on the check when I received the package and realized that it was still missing two CDs, but the check had already been cashed the day prior to that.

Technorati Tags: couple of days, credit card, customer service number, dvds, few days, little bit, loan officer training, mail, phone call, thanks in advance

Ok I am 23. I am a first year grad student and I also have a full time job. I am trying to be responsible and plan for my future. I have a low credit score because of stupid stuff and now I am trying to build my credit and show that I am responsible. I have 3 hospital bills on my credit report which I just paid all three of them off, I have a utility bill that I paid off, and I have a old phone bill that I am in the process of paying off. I wont to get a credit card to help show that I can pay bills online but I am not sure who I should go through since my credit isn’t the best. any suggestions. Thanks in advance

Technorati Tags: credit card, credit report, credit score, full time job, grad student, hospital bills, stupid stuff, thanks in advance

I live in Europe and will travel to New York soon. So I was wondering what the largest amount is I can get out an ATM-machine using my credit card or "normal" bankcard. Thanks in advance for the answer!

Technorati Tags: atm machine, bankcard, credit card, europe, thanks in advance

I am in a process of finding a new job and already had couple interviews. A few months ago I got a report that my name and SSN were reported as having a bad credit, because of unpaid phone bill of . I was in Europe for 5 months so I forget to pay the last bill. I don’t have any credit cards or other debs. So can this so called bad credit affect my employment application?
Thanks in advance.

Technorati Tags: 5 months, bad credit, couple interviews, credit cards, debs, employment application, europe, finding a new job, thanks in advance

At the time, I signed up a merchant account, the sales person ask me to say yes to the phone call that she made in the middle of signing up a merchant account. A trick that is normally used by some dirty players.

I noticed a month later that I end up signing a lease for 36 months with Ladco Leasing company, and that can not be cancelled. I have to give the lease payments for 27 month more that is the period left on lease.

A machine that was less that 0 is going to cost me 00.00 or more. I have been ripped off badly by a merchant account sales women.

Please help me, I have been killed by this lease.
Thanks in advance for your advise

Technorati Tags: lease payments, leasing company, merchant account, phone call, sales person, thanks in advance

I am going to start web based business in the next few weeks and I would like to do my own web design. I do not want it to be over the top, using flash, or anything too complicated, but at the same time I do not want it to look simplistic or like it was built using a template.

Eventually I will need to incorporate a database, but most definitely not at first. And I will be setting up a merchant account and will need some sort of shopping cart feature.

What program(s) would be best suited for building a site like this? (I will be working with a pretty skilled graphic artist, so I really just need something to build and maintain it)

Thanks in advance!

Technorati Tags: cart feature, merchant account, own web design, shopping cart, skilled graphic artist, thanks in advance, using flash, web based business

I know there have to be some folks out there who can help me.
Jeez, I have looked for two days (literally) for a reasonable commerce hosting website that offers a shopping cart where your buyers can check out without me having to sign up for a very expensive merchant account. I hate Paypal, too (they’re crooks). I’ve read some really bad reviews about Yahoo’s services so I’m on the fence about them, and they’re not cheap either. Any advice on hosting websites that are reliable and offer checkout without asking for your first-born? Thanks in advance!

Technorati Tags: born thanks, checkout, crooks, fence, merchant account, shopping cart, thanks in advance, yahoo

Hi

I am in 2 minds, the options for payment processing for my download products are:

http://paypal-ipn.com/
or
http://www.e-junkie.com/

?

i am confused why e-junkie charges by the month, and the other one above is a one of payment, maybe you get support and protection with ejunkie.

NOTE:
Merchant account is too expensive and costly paypal is cheaper & easier i have found, so thats why i chose paypal.

What are your experiences? advice please?

thanks in advance

Tovia Singer

Technorati Tags: amp, experiences, ipn, merchant account, payment processing, paypal, thanks in advance

I’m currently looking to start accepting credit card transactions for my business sales, and there are PLENTY of options available. I’d rather use either Peachtree’s services (which integrate w/ my accounting software, and work with my bank), or… my bank. Peachtree’s rates are 2.43% of the sale, + .25 cents per transaction, plus a montly rate of 24.95. (they have lower rates for processing credit cards using a swiper, but I imagine most of my sales will be over the phone or online).

My question is… is this considered a good rate? Average? Poor? I have no frame of reference, so I haven’t a clue whether this is a good price or not.

Thanks in advance!

Technorati Tags: accepting credit card, accounting software, business sales, clue, credit card transactions, credit cards, frame of reference, peachtree, swiper, thanks in advance

i really don’t go to clubs anymore but i was wondering for those who do go quite often, do clubs use credit card machines outside of the club??? the reason i am asking is cuz of a class project that i have..thanks in advance!

Technorati Tags: class project, Credit Card Machines, thanks in advance

I plan on creating a web store using another website where the shopping cart, host domain name, etc would be provided. Do I still need a merchant account? Do I need to incorporate my business or can I sell my products (around 10) on my website? I’m not going to sell through ebay because I already have some loyal customers but my products are very cheap (around 10 dollars). So what else do I need to do besides creating the website using their software?

Thanks in advance

Technorati Tags: ebay, host domain name, loyal customers, merchant account, shopping cart, thanks in advance, web store