I was balancing my checking account where I very frequently use my Visa check card (and have for a very long time). I noticed a "swipe" for an amount that I was not familiar with, but at a walk up deli that I do remember going to. Now, I am aware that when you buy something, that you can write in your tip, and when Visa gets the signed slip they add the tip AFTER THE FACT. But in this case, the slip I signed was for the purchase amount, but my activity statement showed that the "initial/purchase" swipe at that amount PLUS a 20% tip. As I tip with cash and lined out the tip portion in my slip, when it was finalized and posted it only posted for the initial/purchase amount. But, how can a merchant get a slip for 1 amount, and "swipe" for another at point of service? Also, since they did "add" the tip, if I had not lined out that portion, would the Visa processing center leave the higher amount the one to post even when getting the slip I signed if the tip portion is blank? How does THAT work?
Please let me be clear, I am not having a problem with my credit, nor do I need links on how to get or clean up my credit. This question is on how the MERCHANT can do/get away with what they are doing…. Thanks.
Again….please, I do not want solicitation for other websites that can "search" for my answer. I am using Yahoo Answers for this purpose. If those websites are so great for my question, you can go get the answer and let me know what it is. Thanks.
How does one describe organizational buyers and consumers of a Smart Credit Card?
This is a marketing question in marketing a new universal credit card system. Presenting a universal model of its debit/credit card machine. By definition, ‘universal’ is intended to represent a model that will be compatible with any existing system currently being used in retail stores and grocery markets. Since patrons of these industries are able to swipe (process) their own transactions, these specific businesses will be the target market of the new product Smart-System is offering. It will be designed to have a capability to integrate with all existing systems at retail and grocery….etc.
Need to describe the organizational buyers and consumers of this product and the factors that influence their purchasing decisions? Discuss how these factors will impact your marketing strategy.
Can a marketing expert assist me?
credit card machines how do they work i need some1 that knows there stuff?
Guys i made a debit card transaction on 11/16/2007, now here is my question if i made the transacion on 16 when i got paid why did it take till 12/03/2007 to post to my account?/????? how do those credit card machines work in stores is there paper work that has to be turned in, in order for the sale to post to the account, or it goes through that moment when they swipe ur card??????
When a cop issues an irrelevant citation that is not a felony, should cops simply offer for you to swipe any major Credit Card to pay for the bill?
What’s the real deal about handheld credit card processing devices?
I have a small business with very minimal credit card usage. I bought a handheld swiper from Propay online thinking it would be just fine for my usage…and am being told by a guy who sells much more expensive machines that mine will be not usable in about 6 months because of some new laws and that Visa is cracking down on the swipe and transfer data via internet or cell phone type credit card processing that I bought. Any idea if this guy is just trying to sell me with the fear tactic- that mine will be obsolete…or if it's a legitimate point he is making.
