Ok so when I signed up with my apple ID, I used a visa gift card that had about .00 on it. I decided to buy a few apps for my iPod and I figured that the correct amount would be subtracted from the total balance that was left on the card. I also figured that once all of the money had been spent, the said transaction wouldn’t go through. Unfortunately, that wasn’t the case and now I owe Apple . I have already "reported the problem" under purchase history and I received an email that said something about not being able to process the request until the payment has been made.

So I guess my question is now what? I’m only 15 and don’t have a debit/credit card and really don’t want to tell my parents about this…lol. Will Apple just forget about this or will they send me something in the mail or give me a phone call?

I’m worried…

Technorati Tags: apple id, apps, debit credit card, email, ipod, lol, mail, money, parents, phone call, purchase history, visa gift card

Here is my situation,

I recently bought a house in my city (September 2008).

I also havea 7,000 student credit line dept (my parents said they will be paying it off for my shortly as a helping hand)
and 2,500 credit card dept (maxed)
500$ cellphone bill.

I was layed my job 3-4 months ago. and have no been able to make morgage payements. collectors started calling, ect but was not able to do anything. i received a paper via mail from the couts saying something about i owe the CIBC (my bank) 108k. i think they are suing me? does that make sense? for not paying my morgage?

What happens now? do they reposes my house?

Ok to continue on, after searching for a job with no avail (huge unnemployement rate in my city) i decided to leave.

Im a 5th year plumber, so i did make good money when was working, but was layed off beause the industry was dead.

So in light of all that i decided to move (loosing house(i think) stress with money and not having it) i sold my things and moved. out west were theyre is work.

now ive found an independant contracting job, but im broke. (flew down here with 200 dollars in my pocket. clothes and tools).

I would need a truck, liabilty insurance, work comp, car insurance. a cell phone.

The job pays VERY VERY well. and is reliable on hours, i will make a killing and able to re-establish myself financially in no time. But i have all this dept and no money.

I’m young, 22 and i have been foolish wiht my money. Now im in a situation and i have no idea how to go about getting out.

Im looking for detailed or any advice i cant get onwhat i should do.

So there some type of loan i can get to merge my current dept.

What do i do about the house, i have been in no contact wiht them at all, and dont know what the process is when you havent and cant pay. Like take the house?? which i dont live there anymore. what happens to the dept? the lawsuit (i think thats what it is)

And how can i get some money to get this buisness going, (independent plumbin contractor). to get myself re-started again. I figuere start up cost will be atleast 15,000$

any help and advice would be helpfull.
16 minutes ago - 1 week left to answer.
Additional Details
Im being hired on at 50/hour, garantee 40 hours a week (most likly will be 60-70). And advancements within 3 months. His other plumber makes 80/hour

Technorati Tags: 4 months, avail, buisness, car insurance, cell phone, clothes, couts, credit card, helping hand, insurance, insurance work, mail, money, parents, plumber, searching for a job, stress, work comp

optional: lets say for example someone has a bank credit card and a capital one credit card. will this person be charged more money from withdrawing money from an atm with a capital one credit card over a bank credit card?

Technorati Tags: atm, bank credit card, capital one, capital one credit card, money

I need 1500 to open two businesses that I will work together. One is tarvel and the other is event consulting. the cost for the travel business is 400.oo while the cost for the event consulting is 1100.00 But, since my marriage to the guy, who does think about my future is running amuke, I don’t have the proper credit to get the money I need> i would also like to have a credit card machine as most people charge verses pays cash.
I really don’t desire to accpt checks as they bounce.

But, I have clients waiting to plan trips and I don’t have the money to open my website or my office I have at home for business. does anyone have any solutions.

Technorati Tags: checks, credit card machine, desire, marriage, money, oo, plan trips, proper credit, travel business

I have been accused for debit/credit card fraud from my prior employer. I was let go on early December 2009 after seven successful years of employment, for violation of conduct with my work hours time, clocking in early and basically getting paid for non worked hours. I made a mistake and as a consequence lost a very good job, I have learned my lesson…the hard way. This however, was only the beginning… a month and a half later a police officer from the Houston police department contacted me with questions in regards to a transaction that was placed at my prior employer where I held the positions of accounts payable/assistant sales manager. He asked if I was home and wanted to ask me a few questions, I accepted not having anything to hide. He arrived shortly to my residence and asked if he could come in, I accepted and he began to explain the reason for his visit. The officer who to my surprise is also a previous customer of my work place explained the following: that he was being sent by my previous employer to ask me that about a transaction that was placed on Nov 14th of 2009, two months before, for 39.90 and that the transaction was charged on a retail credit card of another customer. The individual who owned the account called the store inquiring about such matter since he did not place such order.
The customer that made the purchase, who also happens to have a theft charge from 1997, was nowhere to be found for the first month. Finally appearing, the customer got questioned by the officer. The customer allegedly paid cash and is willing to testify that I was the one who processed the transaction. I explained to the officer that I did not recall such transaction and that I never took any money. He then showed me the invoice where it demonstrated the method of payment that was used and my employee id number. I explained to the officer, that even though my number is showed another employee had access to process transactions while I’m not present. The other employee that could have made the charge apparently quit shortly after being questioned about the charge. The officer proceeded on explaining to me how "things were not looking good for me" and that "a warrant might be issued”. Two months later, I received a phone call from a bond office stating that I had a warrant out for my arrest. I was in shock and couldn’t believe what I was hearing. Once I arrived there they informed me that a warrant was issued for credit/debit card fraud.
What type of defense approach should I use, or what would you recommend?

Technorati Tags: assistant sales manager, consequence, credit card fraud, employee id number, good job, houston police department, invoice, mistake, money, month and a half, police officer, retail credit card, surprise

I have had for the last 3 months ACH Card Services take money from my account. Each time I have disputed this with my bank, and got my money back, but the company has since just been changing the amount of the withdraw and my bank cant stop them because there is NO company listed, phone number or addresss….they have told me that is it a ‘phantom company’. So as long as they request a different amount each time they cant stop it, but I can dispute it and get my money back….which takes weeks. They started with .50 the first month, then 38.52 the next and this month 38.56! WTF……So I am in the process of closing my account but with all my bills that are due to come out (which this charge is NOT one of them, and NO I didnt just forget about it) its taking a little while. It will be 100% closed by the 15th of Feb, but has anyone had this problem and found out where it has came from? It the bank cant find out who it is and get their money back and I can’t either I will be charged the amounts by the bank….PLEASE!!! Any ideas…..I dont have credit cards set up as auto bill just my mortgage, insurance and phone…thats it…and they are no where near that amount.
I havent signed up for anything, and when i pay bills its from my debit card…this is coming as a check using my acct. number

Technorati Tags: closing my account, credit cards, debit card, insurance, money, mortgage insurance, phone number

well, i want to know if you can just simply put all your info on your card to an atm machine and take money out…? like without swiping the card.

Technorati Tags: atm machine, money

Anybody work in the board game industry that may have first hand knowledge when Parker Bros will make a US version of this game with the electronic banker? You can tell me..I won’t tell anyone! Our secret…LOL

I read that it is available now in the UK, Australia and other countries. It seems pretty cool and replaces the money with a credit card. I want this!!! But only ones for sale are in other countries and use foreign landmarks on the spaces…i.e. Buckingham Palace..Big Ben. You get the point. C’mon Parker Brothers!!!

Technorati Tags: australia, big ben, board game, buckingham palace, credit card, electronic banker, game industry, hand knowledge, landmarks, money, parker bros, parker brothers, point c, secret lol

I am in the process of moving cross country for my new job and while the company is taking care of moving my items, I still need to buy things like a bed, clothes for work, car repairs, new phone (old one broke, etc. Since my new job will pay me pretty well I was thinking about taking out a personal loan to help with the initial expenses. However, I’m finding most banks won’t loan me the money since I am not established at my job yet. One banker suggested I get a credit card and use the 0% interest for 12 months and treat it as a year long loan. Do you think this is a good idea? are the any better alternatives?

Technorati Tags: 12 months, banks, bed clothes, car repairs, credit card, cross country, initial expenses, money, new job, personal loan, work car

i sell jewelry at local street fairs and have one of the old school credit card machines where i take an imprint of the card and come home and run it on the computer. today when i tried to run one of the cards it came up as declined. i have an imprint of the guy’s card, his name, and driver’s license number, is there anything i can do about this bad card and to get my money? it’s not a ton of money but it’s enough that it is worth putting in some time and effort trying to get him to pay for the stuff he bought at the fair.
i do not have any of his contact info, just his name and driver’s license number, and it is an out of state license. no phone number, no address.

Technorati Tags: cards, Credit Card Machines, jewelry, license number, money, old school, phone number, school credit, state license, street fairs

We just got our first VISA debit card and I wondered what happens when the merchant processes it as a credit. Does the money still come out of the account just like the debit does? I just want to make sure that I deduct it in my checkbook so I want to make sure I am doing it right.

Technorati Tags: checkbook, first visa, money, visa debit card

hey, whats that big machine called when you put your credit card in and then you get your money out as cash called?
You normally find them around tescos and stuf
x

Technorati Tags: credit card, money, tescos

Are fees applied to establishments that accept credit cards when credit cards are used? For instance, if I bought something form a local retailer and I used my credit card, would the retailer be charged a fee for the credit card transaction? I heard they do, but not sure.

And my —main— question is this: If they do get charged a fee for using a credit card, is it the same when a customer uses a debit card? A card that withdraws money directly from the customers account? Or is that a free charge for the establishment that owns the credit card machine?

Technorati Tags: credit card machine, credit card transaction, credit cards, debit card, establishments, money

Ok i Just Orderd a Phone From CAr Toys But it said it wouldnt need to take money off my card but it did anyway. This is what it says.

This order has been successfully placed on Cartoys.com, but it has not yet been approved for fulfillment. Your credit card has not been charged. Your credit card has been pre-authorized for payment. If your credit card is not charged the payment authorization will expire within a week (possibly much sooner depending on your bank.) Order processing may take up to two business days. Wireless orders may take up to 3 business days and may also require that we contact you directly.

CAn Someone please fore the love of god Explain this to me. I also have bad credit, when i tried like verizon it declined right away, does this mean it wil be shipped??

Technorati Tags: bad credit, business days, car toys, credit card, fulfillment, god, love, money, payment authorization, verizon

i have just started running a small business, and we just got our credit card machine couple days ago, everything r set, and the credit card machine works. but i got one problem. i charged 20$ from my own credit card to our credit card machine this morning, then i came home tonight. and go to my laptop, checking on my bank account. the problem is, my bank account didn’t shows the 20$ i spend on my own shop. will the money that i charging from my credit card machine goes to my bank still?

Technorati Tags: couple days, credit card machine, money, small business

So, I’m 18 and very confused with this whole credit card "business". All I want is a simple credit card that I can use that when use it, it will extract the exact amount out of my account and pay the merchant in full with out letting me go over the set money in my account. THAT’S IT. No monthly payments, no credit points, just cut and dry card. I’m getting this so I don’t have to carry around cash and if im every mugged I can cancel the card before anything is spent. So what do I get? A visa? A master card?

Technorati Tags: credit card, master card, money, visa

okay so this is what i want to know
-is there an activation fee
-what is the process to upload money on to it
-if i buy it at the store do i need to give my social security number
-what if i want to cancel it
-can i use it to buy things over the phone

please answer all if you can please
and please don’t say just get a normal credit card

Technorati Tags: credit card, money, social security, social security number

can i withdraw my money in my credit card in an atm machine? do i have to insert my card whatsoever or should i just type it…?

thanks!

Technorati Tags: atm machine, credit card, money

I live in Brazil and here there are a lot of card machines in the commerce, but all the machines work by phone line. But I knew that is possible to save money using a VPN instead of a phone line.

Technorati Tags: brazil, money, vpn

I am trying to set up a website for an online store. How do I set up one of those credit card forms that you fill out when you buy something online so that when customers want to purchase, then can fill out those forms and the money automatically be transferred to my bank account?

Technorati Tags: bank account, credit card, money

I was going to bid on a credit card machine online, but was told by a friend certain co only use certain ones and it would be a waist of money is that true?

Technorati Tags: credit card machine, money

PayPal account on eBay help please?!!

You see im new ebay and i dont really know how it works…

1. Do you really need to give your card details to sell something?
2. When you buy something using PayPal, how can that work if you don’t have bank account or have not given your card details?
3. If you have sold an item and someone has bought it using PayPal, how do you get your money in cash and how do you know if they have paid?
4. Can i buy items without through card?
5. When you want to bid or buy something, this comes up

"Attention!

In order to maintain a safe trading environment, eBay may limit activity and request additional verification.

At this time we ask that you verify your account.

You have 2 options:
- Phone verification
or
- Credit Card verification

Phone Verification:
We’ll call the phone number registered to your account to verify that you are the account holder. The process is fast, easy and secure.
Click Here to begin.

Credit Card Verification:
The process is immediate and your card will not be charged.
Click Here to begin. "

If i choose Phone Verification, will it ask for my card details? if not what will it ask? if it doesn’t ask for my card details does this mean i can purchase the item?

FINALLY whats:
1. Personal or Banker’s Drafts
2. Postal Order
Please do not give me short answers it won’t help

Technorati Tags: card details, credit card verification, ebay, money, phone number, postal order, safe trading

I have a costumer that owe me 00, he wants to pay me with credit card. I dont have any credit card account machine. So I opened an account with paypal and I read that paypal charge 2.9%. How long does it takes to receive payment from a credit card?
I know that the 2.9% fee is good, but my question is how long does paypal takes to deposit the money to my account. Because usually credit cards payment takes more than debit cards.

Technorati Tags: costumer, credit card account, credit cards payment, debit cards, money, paypal

I just recently opened a small clothing boutique. I only except cash right now because I am still shopping for a good low cost merchant account. I’ve tried a couple of banks but there all to expensive. Am I going to lose a lot of money doing this?
Thank you, I’ll see how it goes for awhile. It it seems like I am loosing a lot of customers due to this then I’ll get one immediately.

Technorati Tags: banks, clothing boutique, merchant account, money

Someone told me they would pay me through credit card, but they did not have time to deal with it so they gave me their credit card information and told me to take care of it. How do i get paid the money through credit card? I do not have a credit card machine. Thanks
I tried paypal. It needs me to confirm the credit card in a couple of days. Any other options?

Technorati Tags: couple of days, credit card information, credit card machine, money