I work for the military and part of my job is to in-process people to the base in doing this I fill out several documents most of which contain the same exact information. Ex. name and phone number. I know credit card companies have software that when you fill out information on the first page its already on the second page. Is there any affordable software or a way that I can do this with my documents?

Technorati Tags: affordable software, credit card companies, job, phone number

I guess I will start by explaining my story. I would basically like to know what you would do in this situation, are there any legal steps I can take against them? Please let me know. January of 2008 I applied and was hired for an agent position with West Corporation (a telecommunication company thats "services include processing of customer initiated contacts, automated voice response services and direct marketing services, over the telephone and Internet." on the Bank of America line group (there are several different client based groups throughout the building.) Anyways, I was hired and have been working on this line group processing credit card and loan requests over the phone for 9 months. When I got the job initially I asked my interviewer, a woman in HR, and my trainer if it was against company policies to wear my piercings at work (I have my lip pierced twice and my nose twice). All of them said it was not a problem as this was not a job where I would be seeing the customer. In my entire 9 months of employment not one supervisor, manager, employee or CEO has said a word to me about my piercings. I have shook hands with Don Lawson who is the site director and he never said anything. Well last week I applied for a new line group within west corporation working on the PAL line group as an aide for at home agents. I had my interview last thursday with the operations supervisor for the line group. I was hired that day and Friday I had orientation. Both of those days John (the operations supervisor) never said a word about my piercings. I started training on Monday at 10am I worked monday, tuesday, wednesday and thursday…nothing was said. Friday I come in and John informs me that there is a West policy that states employees are allowed one discreet facial piercing. I asked him to show me this policy as I didn’t believe it seeing as I have been working there 9 months. Sure enough there is a policy on the employee website but I could not find it in the actual policy manual. Anyways to make a long story short I think it is awful that they are giving me an ultimatum of either loosing my job or taking out my piercings. It is my cultural belief that one should be able to do as they please with there bodies and I feel as if I am being singled out and discriminated against. All the other line groups have plenty of people with piercings. Is this discrimination? Am I being singled out? Is there anything I can do about it or what would you do in my situation. I have bills to pay and I am scared of loosing my job but I need to decide what I am going to do monday morning when I arrive at training. I just dont know if I can take my piercings out and feel like I’m not letting someone walk all over me and not standing up for my beliefs. Any suggestions would be appreciated.
Also, I realize due to social stigmas that to some people a piercing may be seen as nothing more than a fashion trend. Its like wearing a bracelet its just an accessory. Well to someone like me it is more than that. It is deeply rooted into my beliefs that one can do whatever they please with their own bodies. Noone else has the right to tell me I am less of a person or uncapable of performing above and beyone what the average employee could because I choose to pierce myself. I am really just looking for some insight. A similar experience maybe or a suggestion?

Technorati Tags: 9 months, agent position, bank of america, ceo, company policies, credit card, direct marketing services, don lawson, interviewer, job, last thursday, legal steps, loan requests, monday tuesday wednesday, new line group, operations supervisor, orientation, piercings, telecommunication company, voice response services

OK, let me start off by saying I NEVER let bills go by and make sure I set aside money so I’m prompt. Also, I’m not naive- I know CCs don’t care HOW you mess up…but I also know they want to keep their customers.

LONGER VERSION:
I’m a 22 year old college student. Last year (April 2008) I got my first credit card, mainly to establish credit, and that’s it. I signed up for CitiCard Platinum Select Visa. It had 0% APR for the first 6 months, and a surprisingly good APR after that (9%). Yes, I read the fine print- if you mess up just once, they could reserve the right to bump up the APR A LOT.

So since April 2008 I’ve avoided using it for many big things- the biggest thing came when I had to step in for a family emergency and put 0 bucks on there. I wasn’t happy about that, but I did get help paying that back. I started out paying a few hundred a month (the minimum was only 22 something a month) and have since paid ON TIME every month, usually at least 40 bucks more than the minimum. Currently I had about 1300 on the bill and was paying it down. They liked me, of course, and kept increasing my limit until I had 3500 on the card (of course, I wasn’t putting more stuff, but still). Everything was good.

Until this past week.

I lost my job and was running low on my usual bank account money. When I realized I wasn’t going to be able to replenish that in time, I asked a family member to spot me 30 bucks through their account because I wanted to make sure I paid this on time. I entered their bank account info online, double checked it…but stupid me, I was still one digit off somehow and the payment was returned.

Now, I did this at the end of the month, so by the time the payment processed and was returned, it was past the due date. As SOON as I was alerted, I called them and made June’s payment over the phone (that happened on July 2nd) from my newly replenished bank account.

Today, I go online, and guess what? Yup, late fee and returned check fee. I expected that. But they also bumped my APR from 9% to 28.9% and my minimum is now 9 instead of . I expected the APR bump, but they seem to really be going for the throat.

I need to call them tommorow, obviously. What should I say? Can I get negotiate? Can I get my APR back down to 9? This is my first error in over a year and it was a clerical one…clearly I was trying to pay them. I know I’ll have to pay some fees one way or the other, but since I have new credit I’m worried about my APR and my credit score. I’m going to cancel if they don’t revert my APR, simply because I can’t afford that. What should I be leary of when cancelling, if it comes to it?

Thanks

***************SHORT VERSION:

If you didn’t want to read all that: I’m a student with new credit, has been on time with payments for over a year, tried to pay ON TIME but because of a clerical error I entered the wrong bank account info, which caused me to get a bounced check/late fee, but worst of all, my APR went from 9 to 28 percent. Can I get them to reverse this?
Called and got it resolved today, they agreed to reverse every charge and lower my APR back to normal. I didn’t even have to argue…I got lucky this time.

Technorati Tags: bank account info, ccs, credit card, due date, family emergency, family member, job, money, platinum, visa

My job has a new credit card machine, which you need to add the tip before the receipt is printed. What is a polite way to ask the client to leave a tip because the machine won’t allow us to adjust it after the receipt prints. I need an easy way to do it so I dont have to explain this everytime.
If the clients do not add tip at this time, they cannot add it later, which happened a lot before we got this new credit card machine.

Technorati Tags: credit card machine, job, prints, receipt

I recieved an email asking me to apply for the job saying they pay weekly commissions, and that you do a one day 8 hour training on the phone and computer, and start the next day going on pre-selected appointments to sell the credit card machines to local businesses. But what i am skeptical about is their claim that you can make 00-00/month. All they ask of me up front is to fill out application and background check form, and fax it back.
Has anyone ever applied or work for this company or any like it. let me know. In these hard economic times, i dont have time for games and dont want to quit a job that i have already for a fluke…
Their website is http://www.cpphr.com

any serious answers would be greatly appreciated.

Technorati Tags: appointments, background check, commissions, Credit Card Machines, economic times, email, fluke, games, hour training, job, local businesses

I am wondering if anyone on here knows how i can find a job doing credit card applications/processing? for instance, if you walk into dillards and want to get a dillards store credit card, you would fill out an application and then the cashier calls in the info, i want to be the person on the other end of the phone. the one who actually processes your application and tells you if your declined or approved. Anyone out there know what I'm talking about? or how i can search for this job?

Technorati Tags: cashier, credit card applications, dillards, job, store credit card

I am a 33 year old male and I just laid off from my banking job and I am considering getting into outside sales selling credit card machines and other services to small businesses. The job is 100% commission and it is extremely appealing to me. The company basically sets up appointments for me and I got out and sell small businesses on saving money on their merchant account . Im scared to try it because Im not sure if its a secure income. On the other hand, I dont want to go back to work a 9 to 5 job because I like the freedom that being an independant sales gives me. Can someone tell me if outside sales is a lucrative career ? What about the competition ? Can you make consistant income from it ? Is the merchant bankcard business a good business to be in ?

Technorati Tags: appointments, Credit Card Machines, freedom, good business, job, lucrative career, merchant account, merchant bankcard business, saving money, small businesses