i don’t carry cash because i have already been robed twice and lost money more then a few times in my life and i have found its just better to use my debit card for everything, it is also a good way to monitor my spending as it is all listed for me on my bank web page. just today i was buying a soda at a convenience store, it was 1.29 and i used my debit card , the Russian cashier thinking i didn’t understand his language was on the phone and said "this f%6#$ng jerk is buying a Pepsi with a credit card ,what the f*7%K" first of all it clearly states its a debit card though it can be run as credit, second of all why would it matter? if it costs them extra to process credit/debit cards they can charge a surcharge so it shouldnt be that. i cant be the only person who never uses cash.
Technorati Tags: bank web, cashier, convenience store, credit card, credit debit cards, debit card, jerk, money, pepsi, soda, surcharge, web page
I owe money on 3 credit cards. My car got repoed a few months ago and it’s in the process of being auctioned off and I am responsible for paying the difference which is a few grand. I am literally broke. I closed my bank account because I’m scared that the collection agencies have authorization to take whatever is in my name. Is this true? Can you please tell me what to watch out for? This is getting really annoying because there are some things I want to pay for like my phone bill or just simple things here and there and it sucks not having a debit card, it’s so much easier. I even purchased that american express gift card but that’s not even re loadable. Any tips? Also, another crazy thing. I am a new customer with a cell phone carrier and the very next day after getting new service, my phone has not stopped ringing from the creditors. How did they get my number???
Lemon: Thank you for understanding and taking the time to answer this. I’m very scared about the whole bankruptcy thing lol I’ve considered it numerous times before and I even contacted an attorney but when the appt came, I chickened out and never showed up lol
Technorati Tags: american express, american express gift card, appt, bankruptcy, cell phone, collection agencies, crazy thing, credit cards, creditors, debit card, express gift card, money, phone carrier, taking the time
Visa mobile is a new service just for chase Visa Credit and Debit card holders. Visa is currently testing this on T-mobiles Googe smartphone. You can view your Visa card balance all the time on the phone. You also get offers dlelivered to your phone from several merchants.
I would not be interested in a service like this. Its too big brotherish for me. If you loose your phone someone can pick up your cell phone cand get all of your account information.
Would people really be interested in a service like this?
Here is an article introducing the service.
http://www.centredaily.com/business/technology/story/1015545.html
Technorati Tags: business technology, card balance, cell phone, chase visa, debit card, googe, merchants, technology story, visa card, visa credit
I made a purchase at a restaurant two weeks ago. While checking my statement online yesterday, I was horrified to discover that they’d been debiting my VISA check card account every single day since for the same amount. When I called, the manager told me it was a central processing problem with the parent company’s new program, something they were trying to fix. She gave me a number to call, but also told me the woman responsible for corrections is not even going to be in the office today! I am livid! I was initially alerted to the problem when I saw a refund from the restaurant on my statement, and I investigated. So, obviously, the company is already aware that my account has an issue. Problem is that the refund was not for the total amount they’ve overcharged me! The other problem is that this missing money mess has now created other problems for me. Do I have any recourse? If I’d written a bad check, they would’ve charged me a fee for sure! Can I legally charge THEM a fee???
Just to clarify, this was a debit card, not a credit card, so they literally have my money!
Technorati Tags: credit card, debit card, missing money, money mess, office today, parent company, recourse, single day, visa check card
Ok, so I went to cancel my merchant account service that I had on my website from this company. They informed me today there’s a 0 cancellation fee. Supposedly when I signed up with them it was for a year (which I was never made aware of), and when I specifically asked the sales representative multiple times if there were any fees or hidden costs I should know about before filling out the paperwork when I first signed up, he reassured me no. The two sales reps I have talked to on the phone have been very rude to me from that company, and they are not budging to my complaints. —————————————-I have filed a complaint in BBB, but if that doesn’t solve the problem my question is this: Is it possible to just take their product off of my website, close out my bank account to which they are billing every month from my debit card, and just open a new one?
Thanks for your time!
Technorati Tags: bbb, cancellation fee, debit card, merchant account service, multiple times, paperwork, sales reps, thanks for your time
Being sold an ATM machine for placement in a bar in Tarrant County, Texas. Seller is telling me that there is legislation against bars or restaurants selling alcoholic beverages being allowed to offer credit card/ debit card customers cash back. Stating that as the reason I must have ATM instead of programming credit card/ debit card machine to allow cash back.
Technorati Tags: alcoholic beverages, atm machine, card customers, credit card, debit card, legislation, restaurants, tarrant county texas
I have a charge on my debit card for a lot of money that I have no memory of charging, and the description is just "nurit test, gaithersburg, MD" - I know that Nurit is a brand of credit card machine but I don’t know what the charge is. Is this a scam, has this happened to you? Do you know what this is?
Technorati Tags: credit card machine, debit card, gaithersburg md, memory, money
Visa mobile is a new service just for chase Visa Credit and Debit card holders. Visa is currently testing this on T-mobiles Googe smartphone. You can view your Visa card balance all the time on the phone. You also get offers dlelivered to your phone from several merchants.
Here is an article explaining the service.
http://www.centredaily.com/business/technology/story/1015545.html
I would not be interested in a service like this. Its too big brotherish for me. If you loose your phone someone can pick up your cell phone cand get all of your account information.
Would people really be interested in a service like this?
This is just a way of big brother to watch you. Visa is looking for more ways to make money.
Technorati Tags: big brother, business technology, card balance, cell phone, chase visa, debit card, googe, merchants, technology story, visa card, visa credit, ways to make money