Hello and thank you for reading my question. I am starting a small local business that will involve me picking up and delivering to-go food from restaurants to my clients. I would like to accept payment in cash, check or credit card. Cash and check would be easy, as I could just take it upon delivering the food. Credit cards however, are leaving me a little puzzled. I am a bit familiar with Paypal, but have only used it as a buyer on eBay. Should I have them give me their credit card number/exp date over the phone and then type it in to process on Paypal my own? Should I send them some kind of Paypal e-mail invoice? What would you suggest? I’m looking for a method that is safe and secure, but also efficient and easy for the client. Thanks.

Technorati Tags: card number exp, credit card cash, credit card number, credit cards, e mail, ebay, food credit, invoice, paypal, restaurants

Maybe this has happened to you? You are at the register or in line to make a purchase, and the girl behind the counter (haven’t caught a man at it yet, but will soon I’m sure) is chatting away on her cell or even the company phone, slowing or halting you from making your purchase and getting on your way.

Does anyone have a diplomatic way to get the clerk off the phone, and process your purchase? I don’t really want to antagonize someone who is about to get my credit card number. As for a talking to a manager, I can’t remember the last time I’ve seen one, and I don’t always have time to help them fix their personnel problems anyway.

So, what do you say/do?

Technorati Tags: credit card number, last time, personnel problems

I signed up for a free trial for an online company a year ago then I cancelled my membership. My credit card expired since then but I got an email from them today saying they are "having difficulties processing my credit card". When I called they said they are charging me for membership fee (even though I cancelled my membership already). So what will happen next? The credit card number I gave them a year ago is no longer active, and they don’t have any other information about me either (I used fake address and phone number wen I signed up). Will they be able to go after me?

Technorati Tags: credit card number, email, fake address, free trial, membership fee, phone number

I tried to buy a cell phone using a yahoo shopping vendor.The registration process had been completed (including entering my credit card number). However, the vendor send me an e-mail, told me that the payment was failed because of an error. So, he asked me to send the money via western union. I’m afraid that the item has aready been charged to my credit card, so how to chek wheter it had already been charged or not? Are all vendor is yahoo shopping can be trusted? Is this a kind of swindle? (the vendor name is fleitex.ltd at www.tmobile-mart.com)

Technorati Tags: cell phone, credit card number, e mail, money, tmobile, vendor name, western union, yahoo, yahoo shopping

ok i work at a restaurant and the owner has a min for credit cards. no transactions under 4.00 . can they do that? i had a customer that told me she couldn’t do that, that its illegal but i’ve seen people do that. also on the credit card transactions it has the full credit card number. ive had people write over the whole number and my boss tells them that all she needs is the four last numbers just in case there is a problem she can look for the last 4 numbers. they tell her that’s illegal but i think if it was the credit card people would of programed it different right? just want to know if my boss is ok . don’t want them to get in trouble

Technorati Tags: boss, credit card number, credit card transactions, credit cards, whole number

About 6 months ago, we got service with Sprint. We discovered that we had little to no signal at our home. We called and were told they were in the process of putting more towers up, to be patient. We have been going around and around with them for the past month. The network tech said the closest tower was 5 miles away. So we use roaming. Roaming is included on our phone plan. However, everytime we try to place a call in roamining it tells us our phone isn’t registered and demads a credit card number. They have tried all kinds of updates, even given us a new phone…nothing. I work from home at night and if the cable goes down, so does my home phone. I have to drive 2 miles into town at 3 in the morning to call in. Yet their attitude is that it isn’t their problem and we just have to deal with it. If we cancel the contract, they will charge us early termination fees. I need a cell that works. We are paying for a service we can’t hardly use. Help!

Technorati Tags: attitude, credit card number, network tech, sprint, termination fees

i recently made a payment over the phone towards my car loan. upon looking at my credit card statement online i notice the charge was higher than the monthy due. the lady who took my credit card number did not tell me there would be a 15.00 processing fee to use my card. i normally pay online thru my bank but failed to do so in time this month so to avoid late fees i did it on the phone. well i avoided the late fees but got the processing fee instead. can they legally charge me a processing fee without first informing me? i do not see anything in the contract about it.

Technorati Tags: car loan, credit card number, credit card statement, late fees, monthy

I work for a credit card processor wher I am selling new credit card machines. Here is my question, some of the older machines these merchants use print out the whole credit card number, expiration date and the customers name. I understand and wouldn’t want my info on a receipt, but I am having trouble understanding how someone could take my credit card number and actually spend on it? If they go on the internet to buy something, their IP will get snatched and they would need the 3 digit code on the back of the card to finish a transaction. If they go into a store, they have to convince the cashier to handkey the card number and they have to risk being seen on camera. So how is this such a big problem? What can a theif actually do with the number?

Technorati Tags: card number expiration, cashier, Credit Card Machines, credit card number, credit card processor, digit code, expiration date, ip, merchants, receipt, theif

I work for a company that handles credit card transactions over the phone and occasionally we can’t find a transaction on their account we offer or they are calling in about fraudulent use of their credit card. In these situations we have to have a supervisor user their credit card number to look up in our system where all charges are coming from. To do this they have requested we now sent the numbers over instant message. I have explained to my supervisor that I don’t think this is right and was told to do it because we are relying too much on the other call centers for help and it’s the only way he can think of that they can be taking escalated calls and processing refunds and looking up credit card numbers at the same time. My main question then is it legal, or just immoral to do so?
For further information it is NOT a secure instant messenger. It is MSN messenger and you can add outside email address to your list so friends and family are on your work messenger list.

Technorati Tags: call centers, credit card number, credit card numbers, credit card transactions, friends and family, instant message, instant messenger, supervisor