I need 1500 to open two businesses that I will work together. One is tarvel and the other is event consulting. the cost for the travel business is 400.oo while the cost for the event consulting is 1100.00 But, since my marriage to the guy, who does think about my future is running amuke, I don’t have the proper credit to get the money I need> i would also like to have a credit card machine as most people charge verses pays cash.
I really don’t desire to accpt checks as they bounce.

But, I have clients waiting to plan trips and I don’t have the money to open my website or my office I have at home for business. does anyone have any solutions.

Technorati Tags: checks, credit card machine, desire, marriage, money, oo, plan trips, proper credit, travel business

I know how the stripe of the card is magnatized but how does that information reach the entity that verifies the information. (ie: the reader is connected by phone line to a hub at the specific credit card company and their system digitally checks it) - this is an example and I have only an idea of how it works but do you know exactly the process. Also what is the entity that verifies the informaton.

Technorati Tags: checks, credit card company, hub, information ie

I have a website, but I want to sell more products than what my website already has availabel. (Note: I host my website off of another website who takes care of shipping and handling). I don’t have a merchant account or a business paypal account (but I do have a paypal account), and I don’t know how to add a ‘Add To Cart" button. What is the best way to recieve payment from a customer? If I have to recieve checks what should I do in order to not get screwed?

Technorati Tags: checks, merchant account, paypal account

Here’s the deal:

I started my own business, which seemed to be pretty successful. I started accepting MoneyOrders/Checks first, while I looked and set up a merchant account. This was 3 weeks ago. In this pass week I have had 3 chargeback out of no where. From who, I have no idea and it sucks because the book is already shipped. My bank will not give me any information about it. (Bank of America).

It takes 3 weeks to ship product and it is noted before anyone even attempts to buy as well as on the mail order form.

No my account is on hold and I am negative 0. AUGH! How can this be?

Thus I need help. I will dig myself out of this hole. I just would like any advice. I now accept credit and debit from a company which does not allow chargebacks.

Also, does anyone know of any ways to find these scammy people? When purchasing from me they had to sign a contract first, which they broke and I have paper work on all my customers.

Technorati Tags: augh, bank of america, chargeback, checks, mail order, merchant account, own business

Hello .
I have this situation that i hope you can help me out with. My partner and I own a credit card processing company and been in business for about a year. In the the bank card industry there are two type of business people that are currently accepting all form of non-cash payment Visa, M/C etc.. , and business that are not accepting credit cards or checks these are considered or refered to as (NEW BUSINESS). Now the Exsiting businesses we dont make to much money upfront unless we upgrade there equipment and then we make big buck$$ and we get a residual on the account every month when they start processing with us which is nice, and the NEW Businesses we can either lease or sell them equipment that they need to start accept credit cards and checks now these type of business we make BIG BUCK$ for leasing or sell them the equipment and and like the exsiting business we also make a residual every month from there account. Business is good but it could be better. Latley I have been seriously considering going into business for myself which means i keep 100% of my money. The current agreement between my partner and I is 50/50 split and it’s been working out good but i want to make bigger moves which means i need more money. Now the reason that I even teamed up with my partner was because he was good at numbers and could read statements for exsiting businesses and give them lower rates which is important because we have customer that process anywhere from 0-1,000,000 a month so reading statements for high volume merchant is important and he has the ability to lease or sell equipment but he stronger at getting exsiting business then he is at getting new ones. Now I on the other hand am very good at getting new businesses i rather talk to a new business then an exsiting one.. WHY? if you asked.. it because there is only 24hr in a day and even though im owner of the business i try to work a 8hr shift everyday so i want to make the most money possible in the shortest amount of time …are you following me, I can also analize the statements for exsiting businesses not as good as my partner but good enough to get the job done. Now the agreement that we both have is that whatever deal we get we have to deposit 50% in our account and whoever brought that deal in gets to keep the remaining 50% of that deal and at the end of the month we split 50/50 what in our account. Now having my partner around will definately increase my residual portfolio but he doesnt lease equipment that much. Well to make this short DO YOU THINK THAT I SHOULD GO INTO BUSINESS FOR MY SELF AND KEEP 100% OF MY MONEY OR DO YOU THINK THAT I SHOULD CONTINUE THE AGREEMENT AND SPLIT 50% AND AT THE END OF THE MONTH SPLIT 50% OF OUR ACCOUNT.WHICH WAY DO YOU THINK ILL MAKE THE MOST MONEY.

Technorati Tags: accepting credit cards, amount of time, checks, credit card processing, high volume, leasing, much money, new business, new businesses, processing company, upfront, visa

Hello .
I have this situation that i hope you can help me out with. My partner and I own a credit card processing company and been in business for about a year. In the the bank card industry there are two type of business people that are currently accepting all form of non-cash payment Visa, M/C etc.. , and business that are not accepting credit cards or checks these are considered or refered to as (NEW BUSINESS). Now the Exsiting businesses we dont make to much money upfront unless we upgrade there equipment and then we make big buck$$ and we get a residual on the account every month when they start processing with us which is nice, and the NEW Businesses we can either lease or sell them equipment that they need to start accept credit cards and checks now these type of business we make BIG BUCK$ for leasing or sell them the equipment and and like the exsiting business we also make a residual every month from there account. Business is good but it could be better. Latley I have been seriously considering going into business for myself which means i keep 100% of my money. The current agreement between my partner and I is 50/50 split and it’s been working out good but i want to make bigger moves which means i need more money. Now the reason that I even teamed up with my partner was because he was good at numbers and could read statements for exsiting businesses and give them lower rates which is important because we have customer that process anywhere from 0-1,000,000 a month so reading statements for high volume merchant is important and he has the ability to lease or sell equipment but he stronger at getting exsiting business then he is at getting new ones. Now I on the other hand am very good at getting new businesses i rather talk to a new business then an exsiting one.. WHY? if you asked.. it because there is only 24hr in a day and even though im owner of the business i try to work a 8hr shift everyday so i want to make the most money possible in the shortest amount of time …are you following me, I can also analize the statements for exsiting businesses not as good as my partner but good enough to get the job done. Now the agreement that we both have is that whatever deal we get we have to deposit 50% in our account and whoever brought that deal in gets to keep the remaining 50% of that deal and at the end of the month we split 50/50 what in our account. Now having my partner around will definately increase my residual portfolio but he doesnt lease equipment that much. Well to make this short DO YOU THINK THAT I SHOULD GO INTO BUSINESS FOR MY SELF AND KEEP 100% OF MY MONEY OR DO YOU THINK THAT I SHOULD CONTINUE THE AGREEMENT AND SPLIT 50% AND AT THE END OF THE MONTH SPLIT 50% OF OUR ACCOUNT.WHICH WAY DO YOU THINK ILL MAKE THE MOST MONEY.

Technorati Tags: accepting credit cards, amount of time, checks, credit card processing, high volume, leasing, much money, new business, new businesses, processing company, upfront, visa

Ive been trying to buy a phone off EBay but when I click pay now i want to use a credit card but it wont let me, and when I sign into my paypal it says "You can complete checkout by getting PayPal verified" and
"Verification helps increase the security of the PayPal network as more members successfully pass PayPal’s identification checks.
You will be directed to PayPal to complete this process. You will then be able to return to complete checkout and continue to use PayPal"
Can someone PLEASE HELP!!!
Thanks

Technorati Tags: checkout, checks, credit card, ebay, paypal

Hello .
I have this situation that i hope you can help me out with. My partner and I own a credit card processing company and been in business for about a year. In the the bank card industry there are two type of business people that are currently accepting all form of non-cash payment Visa, M/C etc.. , and business that are not accepting credit cards or checks these are considered or refered to as (NEW BUSINESS). Now the Exsiting businesses we dont make to much money upfront unless we upgrade there equipment and then we make big buck$$ and we get a residual on the account every month when they start processing with us which is nice, and the NEW Businesses we can either lease or sell them equipment that they need to start accept credit cards and checks now these type of business we make BIG BUCK$ for leasing or sell them the equipment and and like the exsiting business we also make a residual every month from there account. Business is good but it could be better. Latley I have been seriously considering going into business for myself which means i keep 100% of my money. The current agreement between my partner and I is 50/50 split and it’s been working out good but i want to make bigger moves which means i need more money. Now the reason that I even teamed up with my partner was because he was good at numbers and could read statements for exsiting businesses and give them lower rates which is important because we have customer that process anywhere from 0-1,000,000 a month so reading statements for high volume merchant is important and he has the ability to lease or sell equipment but he stronger at getting exsiting business then he is at getting new ones. Now I on the other hand am very good at getting new businesses i rather talk to a new business then an exsiting one.. WHY? if you asked.. it because there is only 24hr in a day and even though im owner of the business i try to work a 8hr shift everyday so i want to make the most money possible in the shortest amount of time …are you following me, I can also analize the statements for exsiting businesses not as good as my partner but good enough to get the job done. Now the agreement that we both have is that whatever deal we get we have to deposit 50% in our account and whoever brought that deal in gets to keep the remaining 50% of that deal and at the end of the month we split 50/50 what in our account. Now having my partner around will definately increase my residual portfolio but he doesnt lease equipment that much. Well to make this short DO YOU THINK THAT I SHOULD GO INTO BUSINESS FOR MY SELF AND KEEP 100% OF MY MONEY OR DO YOU THINK THAT I SHOULD CONTINUE THE AGREEMENT AND SPLIT 50% AND AT THE END OF THE MONTH SPLIT 50% OF OUR ACCOUNT.WHICH WAY DO YOU THINK ILL MAKE THE MOST MONEY.

Technorati Tags: accepting credit cards, amount of time, checks, credit card processing, high volume, leasing, much money, new business, new businesses, processing company, upfront, visa

For unknown reasons our business merchant has put a block on our account so no money is being transferred into our checking account (since the 28th). No one will talk to us regarding what is going on. They’re telling us have your lawyer call we’re not allowed to talk to you.
Is it legal that without knowing what is going on to shut down this merchant and find a new company to run our business? We have checks going out of the account and we need the money. Also any idea why a merchant company would put a hold on the funds and not willing to talk unless its through a lawyer?? thank you

Technorati Tags: checking account, checks, lawyer, merchant company, money

For unknown reasons our business merchant has put a block on our account so no money is being transferred into our checking account (since the 28th). No one will talk to us regarding what is going on. They’re telling us have your lawyer call we’re not allowed to talk to you.
Is it legal that without knowing what is going on to shut down this merchant and find a new company to run our business? We have checks going out of the account and we need the money. Also any idea why a merchant company would put a hold on the funds and not willing to talk unless its through a lawyer?? thank you

Technorati Tags: checking account, checks, lawyer, merchant company, money

For unknown reasons our business merchant has put a block on our account so no money is being transferred into our checking account (since the 28th). No one will talk to us regarding what is going on. They’re telling us have your lawyer call we’re not allowed to talk to you.
Is it legal that without knowing what is going on to shut down this merchant and find a new company to run our business? We have checks going out of the account and we need the money. Also any idea why a merchant company would put a hold on the funds and not willing to talk unless its through a lawyer?? thank you

Technorati Tags: checking account, checks, lawyer, merchant company, money

This is the email I received after sending my resume and scheduling a phone interview:

"Good Morning-

I am emailing you in response to your resume that you submitted to us for employment…I have narrowed my selection and found your resume to be most impressive. The position available is for an outside sales representative that simply attends our pre-set appointments to deliver a short sales presentation, make the sale, and simply move on to the next pre-scheduled appointment. There will be no cold calling, no prospecting, no follow up, no maintenance, and no installation of our equipment required on your behalf.

Our company has been in business for about 12 years now…we process electronic transactions for small to medium size businesses. So anytime you go into a business and use your credit card or check it involves a company like ours. We authorize the transactions and route the funds from your card/check directly into the business owner’s account. The transactions include credit cards, debit cards, gift/loyalty cards, and checks.

All of our appointments are pre-set by our marketing appointment setters that call and speak with the decision makers/owners to first determine if they even have a general interest in our products and services. Once that is confirmed, we set up an appointment and then that’s where you come in….to attend these appointments. All appointments are within a 25-mile radius from your zip code.

We also offer very obtainable bonuses ranging from 0 to 50 monthly….. you are not an independent contractor….you will be an actual employee and will receive a W2. The position is 100% commission….you have the opportunity to make from $ 125 .00 to ,045 .00 depending on what types of products and services you sale. You should easily average ,400.00 to $ 1,600 .00 per week with our close rate of 1 out of 5….AND we make you 4-6 appointments daily, MON - FRI, and between the hours of 9 a.m. to 5 p.m.

The next step to get you started if interested is an interview to get you scheduled for your at home training/orientation….from the hours of 9:00 a.m. to 5:00 p.m. CST…which will be via the web through a web link that will be emailed to you with an access code. You will need to have the Internet and a phone available during this online power point presentation training/orientation. You will be online live with our trainer and other sales managers all over the nation. You will have several breaks and a lunch throughout your training…in which you will learn about our products and services, compensation structure, sales philosophy, Merchant Application Process, and all about your team leader.

The day of your training/orientation, you will receive a FedEx with all of your paperwork, training manuals, presentation binder, name badge, and additional HR paperwork. Open question forum will be from 3:30 p.m. - 4:30 p.m. CST. Your team leader will be assigned that same day and will be the individual giving you all of your appointments.

If this sounds like something you might be interested in….please call me ASAP…. so we can get you scheduled immediately before our classes close."

Technorati Tags: appointment setters, business owner, checks, credit cards, debit cards, decision makers, electronic transactions, email, fri, independent contractor, loyalty cards, medium size businesses, mile radius, phone interview, pre set appointments, resume, sales presentation, sales representative, w2, zip code

For unknown reasons our business merchant has put a block on our account so no money is being transferred into our checking account (since the 28th). No one will talk to us regarding what is going on. They’re telling us have your lawyer call we’re not allowed to talk to you.
Is it legal that without knowing what is going on to shut down this merchant and find a new company to run our business? We have checks going out of the account and we need the money. Also any idea why a merchant company would put a hold on the funds and not willing to talk unless its through a lawyer?? thank you

Technorati Tags: checking account, checks, lawyer, merchant company, money

Tired of calling places for rates just want it in writing. Pricing per credit card charge, rates of credit cards, debit cards, and checks. Monthly rates and rental, lease, or to buy is the better way?

Technorati Tags: checks, credit card charge, credit cards, rental lease

ACH wants me to jump through a bunch of hoops. They say im a new business, i dont have great credit, and i need a reserve amount in escrow like ,000. So i just wanna know if I can get around this somehow. 80% of my business is done over the phone so I need to be able to take checks and credit cards. Maybe I can make them jump through a few hoops. Hopefully the kind thats on fire

Technorati Tags: checks, credit cards, escrow, hoops, new business

My pay pal fees just went up so I'm looking to see if there's a better deal out there. Looking for:

* Credit Card Processing (both online and over phone. No terminal needed, but I won't say no if it's free).
* E-commerce shopping cart
* Secure Server seal, etc
* Bonus: If my small firm can accept checks over phone, etc.

Technorati Tags: bonus, checks, credit card, e commerce shopping cart, pay pal, secure server