2. if you don’t have a bank account or a credit card listed with paypal, you can only use it to pay for something is you have a paypal balance to work with. As in, if someone sent you money through paypal, and you haven’t withdrawn it.

3. If you seel on ebay and they payp through paypal, the payment will show up in your paypal account, and paypal will e-mail you a notice that payment has arrived. You can then use the balance to pay for other things through paypal, or you can withdraw the money - transfer to bank account, or have them mail you a check (the mail a check may have a fee associated with it, transfer to bank does not).

4. You can buy items if you have a balance in your paypal account,.

5. that is an ebay thing, not a paypal thing. New ebayers that bid on a lot of things may have to verify who they are. It’s a security measure. No big deal - if you don’t have a CC, use the phone method. Though it may take awhile.

1. personal or banker’s drafts are checks. "Draft" is a fancy word for "check".
2. Postal Order = Postal Money Order.