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	<title>Comments on: I&#39;m looking for a credit card machine.?</title>
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	<link>http://smallbusinessmerchantaccounts.org/im-looking-for-a-credit-card-machine.htm</link>
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	<pubDate>Sat, 19 May 2012 13:58:11 +0000</pubDate>
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		<title>By: fmdynamics@att.net</title>
		<link>http://smallbusinessmerchantaccounts.org/im-looking-for-a-credit-card-machine.htm/comment-page-1#comment-2931</link>
		<dc:creator>fmdynamics@att.net</dc:creator>
		<pubDate>Wed, 18 Aug 2010 19:15:32 +0000</pubDate>
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		<description>This can be accomplished and is very easy to do. The most efficient way to have this done is to have them open their own merchant account. A merchant account gives you the ability to take credit and debit cards. This can been done in 2 ways. One with a terminal or a web based application. A terminal is a little credit card machine that is placed in their home. When a customer calls in with a payment, they punch the info into the terminal and receive their funds in about 1-2 days. A web based application works the same way except instead of a terminal they would log into a web site and put the info in. Being in the industry myself for 10 years, I would recommend a terminal. It is easier to use and has less cost. 

The cost depends on many factors. Such as how much volume they do in a month, what the avg. sale is, etc. However for a company like this it would normally cost somewhere around 1.90% per transaction. So to give you an idea about $1.90 for every $100.00 they bring in. This might be a little more or a little less depending on the factors stated above. If you are looking for a company to work with I would tell you to get in touch with a merchant services company. A merchant service company is a company that handles all types of electronic payment. Credit, debit, checks, ACH and so on. Most people think to go to their local bank, do not go to a bank, their rates are always higher.

When looking for a company to use, make sure the person you talk to takes the time you need. Any company that spends 4-5 mins with you and they ask you to sign up is not a company you want  to do business with. Hope this helped. If you would like any more info or can not find a company you like to work with, you can email me directly through my profile and I would be more than happy to help you.</description>
		<content:encoded><![CDATA[<p>This can be accomplished and is very easy to do. The most efficient way to have this done is to have them open their own merchant account. A merchant account gives you the ability to take credit and debit cards. This can been done in 2 ways. One with a terminal or a web based application. A terminal is a little credit card machine that is placed in their home. When a customer calls in with a payment, they punch the info into the terminal and receive their funds in about 1-2 days. A web based application works the same way except instead of a terminal they would log into a web site and put the info in. Being in the industry myself for 10 years, I would recommend a terminal. It is easier to use and has less cost. </p>
<p>The cost depends on many factors. Such as how much volume they do in a month, what the avg. sale is, etc. However for a company like this it would normally cost somewhere around 1.90% per transaction. So to give you an idea about $1.90 for every $100.00 they bring in. This might be a little more or a little less depending on the factors stated above. If you are looking for a company to work with I would tell you to get in touch with a merchant services company. A merchant service company is a company that handles all types of electronic payment. Credit, debit, checks, ACH and so on. Most people think to go to their local bank, do not go to a bank, their rates are always higher.</p>
<p>When looking for a company to use, make sure the person you talk to takes the time you need. Any company that spends 4-5 mins with you and they ask you to sign up is not a company you want  to do business with. Hope this helped. If you would like any more info or can not find a company you like to work with, you can email me directly through my profile and I would be more than happy to help you.</p>
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		<title>By: kevin140</title>
		<link>http://smallbusinessmerchantaccounts.org/im-looking-for-a-credit-card-machine.htm/comment-page-1#comment-2932</link>
		<dc:creator>kevin140</dc:creator>
		<pubDate>Wed, 18 Aug 2010 19:15:32 +0000</pubDate>
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		<description>If it is a plumbing and heating business I would get a wireless machine.  This allows credit cards to be accepted when the work is done instead of billing customer and then hoping and waiting for payment.  These guys offer a free wireless machine with merchant account.
http://www.tmsapp.com</description>
		<content:encoded><![CDATA[<p>If it is a plumbing and heating business I would get a wireless machine.  This allows credit cards to be accepted when the work is done instead of billing customer and then hoping and waiting for payment.  These guys offer a free wireless machine with merchant account.<br />
<a href="http://www.tmsapp.com" rel="nofollow">http://www.tmsapp.com</a></p>
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