Comments on: how do i get a credit card machine for my house? http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm Mon, 13 Feb 2012 23:06:18 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: EnviroDude http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm/comment-page-1#comment-2075 EnviroDude Sat, 06 Feb 2010 09:39:15 +0000 http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm#comment-2075 Find a local credit card processor representative and set up an account. We use Nova Info Systems (North American Business Services) at our business. The unit costs about $400 and then monthly fees and their cut of the transactions. You will need a business and a commercial checking account to route payments and withdrawls from. There are also some online firms that eliminate the need for a reader. Find a local credit card processor representative and set up an account.

We use Nova Info Systems (North American Business Services) at our business. The unit costs about $400 and then monthly fees and their cut of the transactions.

You will need a business and a commercial checking account to route payments and withdrawls from. There are also some online firms that eliminate the need for a reader.

]]> By: Sarah N http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm/comment-page-1#comment-2076 Sarah N Sat, 06 Feb 2010 09:39:15 +0000 http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm#comment-2076 Depends why you want a credit card machine. If you have a small home-based business and you want to take credit cards and do a relatively small amount of sales per month, PayPal has something called Virtual Terminal. For Virtual Terminal you will not need to get a machine (called a POS, or point-of-sale, terminal), but they charge higher fees per transaction than a traditional merchant account. If you want an actual machine, I recommend RBSLynk. My merchant account is through them. It runs me about $30-$50 a month depending on what transaction volume I do, and I also rent a POS terminal from them. They have a month-to-month lease on the terminal so when I'm ready to buy my own, it'll be easy to terminate the lease. Don't sign a four-year lease for a POS terminal. Also if you are a Sam's Club or Costco member, you might want to look into their merchant services. Depends why you want a credit card machine.

If you have a small home-based business and you want to take credit cards and do a relatively small amount of sales per month, PayPal has something called Virtual Terminal. For Virtual Terminal you will not need to get a machine (called a POS, or point-of-sale, terminal), but they charge higher fees per transaction than a traditional merchant account.

If you want an actual machine, I recommend RBSLynk. My merchant account is through them. It runs me about $30-$50 a month depending on what transaction volume I do, and I also rent a POS terminal from them. They have a month-to-month lease on the terminal so when I’m ready to buy my own, it’ll be easy to terminate the lease. Don’t sign a four-year lease for a POS terminal.

Also if you are a Sam’s Club or Costco member, you might want to look into their merchant services.

]]> By: D.C. http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm/comment-page-1#comment-2077 D.C. Sat, 06 Feb 2010 09:39:15 +0000 http://smallbusinessmerchantaccounts.org/how-do-i-get-a-credit-card-machine-for-my-house.htm#comment-2077 THE EASIEST WAY IS WALK INTO THE BANK WHERE YOU HAVE A ACCOUNT ( CHECKING OR SAVINGS ) . TELL THEM YOU WANT A COMMERCIAL CHECKING ACCOUNT AND DO CREDIT CARDS FOR PAYMENTS . THEY WILL WALK YOU THRU IT . IF YOU THINK WHAT THEY ARE CHARGING IS TOO MUCH CALL A FEW OTHER BANKS IN YOUR AREA . YOU MUST HAVE A COMMERCIAL ACCOUNT , THEY WILL NOT USE A STANDARD CHECKING ACCOUNT TO MAKE DEPOSITS IN. THE BANK WILL GET YOU SET UP WITH THE CLEARING HOUSE WHO PROCESSES THE CARDS . MOST BANKS $ 250 - 300 OR LESS IF THEY ARE RUNNING A PROMOTIONAL . FOR SMALL TIME USE GET A KNUCKLE BUSTER TYPE IMPRINTER NOT A SWIPE TYPE ( FAR CHEAPER ) THE EASIEST WAY IS WALK INTO THE BANK WHERE YOU HAVE A ACCOUNT ( CHECKING OR SAVINGS ) . TELL THEM YOU WANT A COMMERCIAL CHECKING ACCOUNT AND DO CREDIT CARDS FOR PAYMENTS . THEY WILL WALK YOU THRU IT . IF YOU THINK WHAT THEY ARE CHARGING IS TOO MUCH CALL A FEW OTHER BANKS IN YOUR AREA . YOU MUST HAVE A COMMERCIAL ACCOUNT , THEY WILL NOT USE A STANDARD CHECKING ACCOUNT TO MAKE DEPOSITS IN. THE BANK WILL GET YOU SET UP WITH THE CLEARING HOUSE WHO PROCESSES THE CARDS . MOST BANKS $ 250 - 300 OR LESS IF THEY ARE RUNNING A PROMOTIONAL . FOR SMALL TIME USE GET A KNUCKLE BUSTER TYPE IMPRINTER NOT A SWIPE TYPE ( FAR CHEAPER )

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