I just need to update the home address on my credit report.Every time I try to get my credit report or a credit card I have trouble or the process is prolonged because of the information not being updated.I’ve tried calling equifax,experian, and trans union but every time I call it just gives me a two options through the automated system either raise a red flag and fraud or get free credit reports.Should I write a letter if so how should I word it and what information should i disclose?Is there another phone number I over looked where I can speak to a live representative?Any info would be GREATLY appreciated thanks!

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