Comments on: Did you know that merchants are not allowed to ask for ID when using credit cards? http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm Tue, 14 Feb 2012 06:49:08 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: Jesse http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm/comment-page-1#comment-1347 Jesse Fri, 16 Oct 2009 14:36:22 +0000 http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm#comment-1347 Saying the store can refuse your purchase because they have their own rules about showing ID is not true. It is clearly stated in the Visa merchant agreement.. "Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance." They can ask for your ID, but you are not required to show it to them to complete your transaction. If they do not process your card because you refuse to show them your ID, you should file a complaint with the store and Visa corporate office. This is a violation of the merchant agreement. Saying the store can refuse your purchase because they have their own rules about showing ID is not true. It is clearly stated in the Visa merchant agreement..

"Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance."

They can ask for your ID, but you are not required to show it to them to complete your transaction. If they do not process your card because you refuse to show them your ID, you should file a complaint with the store and Visa corporate office. This is a violation of the merchant agreement.

]]> By: theclassyLeo http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm/comment-page-1#comment-1348 theclassyLeo Fri, 16 Oct 2009 14:36:22 +0000 http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm#comment-1348 i didn't know! and that is why i got $itched at hah i didn’t know! and that is why i got $itched at hah

]]> By: Banja http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm/comment-page-1#comment-1349 Banja Fri, 16 Oct 2009 14:36:22 +0000 http://smallbusinessmerchantaccounts.org/did-you-know-that-merchants-are-not-allowed-to-ask-for-id-when-using-credit-cards.htm#comment-1349 Even if the credit card company does not require you to show an ID, it could still be the policy of the store or whom ever it may concern that an ID be shown. By the way, it is for your protection. Even if the credit card company does not require you to show an ID, it could still be the policy of the store or whom ever it may concern that an ID be shown. By the way, it is for your protection.

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