I work for the military and part of my job is to in-process people to the base in doing this I fill out several documents most of which contain the same exact information. Ex. name and phone number. I know credit card companies have software that when you fill out information on the first page its already on the second page. Is there any affordable software or a way that I can do this with my documents?

Technorati Tags: affordable software, credit card companies, job, phone number

i am a young adult in my 20s.i have controlling religous parents and during college they forced me to live at home and i was suffering medical conditions so i couldnt afford to work and attend class at the same time to pay for housing or my own tuition. they said they would pay tuition and for books, necesities if i lived at home and commuted , so i did
then i got into a bad accident in my senior year and couldnt walk well anymore and i suffer multiple severe health problems i found out when i went to the hospital from the accident. they expected me to die since it was a severe accident but i fought and tried to survive.
i am a young adult with severe health problems and debilitating effects from the accident
i used to be athletic and very mobile and physically active, now i can barely get myself down steps or out of bed with no trouble. i walk slow and used a walker for much of the last few years since the injury
i also pass out alot because i found out i have a heart condition so i get dizzy many times and chest pains.so i have to be careful, im trying to care for my health so i can rehabilitate and go back and finish 2 more semesters(i never finished the first of the last yr). and then get a career and move away this time around.
if i had a degree i could get a good job and support myself. right now thats not possible. im sick and in severe pains daily. im in the worst pain sometimes. it is worse then going to a dentist. i never felt such pain in my life but i had to adjust to it, since pain medication dosnt help alot.
so im not physically well for a person my age and im not able to work or do any manual labor such as lifting certain things, running,bending without more pains, this all started after the accident, before this of course i was physically able to do anything..
now i have this new severe mobility trouble. but i care for myself. i bathe, dress,feed myself with no one helping(no one ever did after the injury)i always managed but i do things slower and take my time.i cant lift shopping bags so i compromise and order delivery over the phone. i buy groceries over the phone to be delivered

anyways i have abusive parents. even tho they allow their adult children to live at home. i have 4 siblings, my older sibling lived at home till she was 29 and got married. my other older sister lived at home alot as an adult and for a few months when she was 26. they financially support all of my siblings.
but they have become physically violent to me. i dont need them i just need a roof over my head or a comfortable place to stay so i can recover and see doctors and care for my health, its a long recovery process. i am onloy starting to see a little progress now
i just need a roof over my head, a comfortable place to rest and some basic necessities like food, basic clothes, vitamins.
so i do not need to pay rent if i live at home
but i dont think its a problem since i have wealthy parents who pay for credit cards, cars, houses, vacations for my siblings but not me.
so its not a burden to pay for groceries for me or some cheap shoes or a coat
i get verbally abused every day by them, my father has some big problem, he screams and threatens me daily he causes severe abuse on me
he got angry, he is angry alot but he hired an expensive lawyer and went to court and got legal control over me.i am a grown woman in my 20s. so this is the usa and this should not be legal
he must have lied in court, because when he went i was on bed rest and unable to walk down the stairs. so i could not get to court and didnt have money for a lawyer since i spent all of my money paying for many of my health costs and medical tests.i have very little savings left
i read some of the court papers and it says on the papers that im born with mental retardation and have the iq of a 7 year old child. he did not tell the court that im a college educated sophisticated young woman. he did not tell them that i have health problems, he did not tell them that i was in an accident. he told them that i dont work and that im mentally retarded and do not know how to perform simple tasks that many schoolchildren do
he made up a bunch of lies and went without me knowing to a psychiatrist and had a letter writen about me saying im schitzophrenic, when i never even met this doctor. if the doctor exhists. there was an adress on the letter so i called the cops and told them the adress of the office that was on paper. they told me i need to go to the police station in the town the office is
i do not drive and the office is an hour away and out of the state.
so i gave up on that
my local precinct didnt want to let me file anything
there also is a letter from a social worker i never saw with many lies written down about me.. i found this all stapled in court papers

i am guessing he must have used alot of fake evidence against me
because i do not qualify for this

i dont have money for a lawyer and legal aid refuses to help me since

Technorati Tags: chest pains, dentist, good job, health problems, heart condition, manual labor, medical conditions, medication, pain medication, parents, semesters, senior year, young adult

Hello and thank you for reading my question. I am starting a small local business that will involve me picking up and delivering to-go food from restaurants to my clients. I would like to accept payment in cash, check or credit card. Cash and check would be easy, as I could just take it upon delivering the food. Credit cards however, are leaving me a little puzzled. I am a bit familiar with Paypal, but have only used it as a buyer on eBay. Should I have them give me their credit card number/exp date over the phone and then type it in to process on Paypal my own? Should I send them some kind of Paypal e-mail invoice? What would you suggest? I’m looking for a method that is safe and secure, but also efficient and easy for the client. Thanks.

Technorati Tags: card number exp, credit card cash, credit card number, credit cards, e mail, ebay, food credit, invoice, paypal, restaurants

CATHY R. DRUMMOND
31 Lowdnes Hill Rd
Greenville, SC 29607
864.201.0758
Crdrum123@yahoo.com
________________________________________
Career Objective
To obtain a position within an environment that will take advantage of my skills and experience and allow room for advancement; to also be an asset and a dynamic representative for a supportive organization
SKILLS:
Superb organization
Great time management
Excellent multi-tasking
Strong interpersonal relations
Great training and coaching
Quick learner
Exceptional administrative
Brilliant verbal communication
Proficient in Microsoft Office Suite
Problem Solver
Extraordinary leadership

_______________________________________

Professional Experience

Gannett Center of Excellence; Greenville, SC December 2007- March 2008
Start new subscription for about 15-18 different newspaper throughout the United States including US Today. I processed credit card, bank drafts or debit card payments. Also I processed new sales requests offering different products and services, to provide the customer with the best deals available. I also processed cancellation requests. Have the ability to stop or start the paper at anytime, and offer the best customer I can.

Charter Communication; Greenville, SC July 2007-October 2007 Offered saves promotions, plans, and products to keep valued customers. Also set up new accounts, disconnects, reconnects, billing issues, and problem solving

Ashley Furniture, Greenville, SC October-PRESENT
Submit credit applications, process orders, delivery voice-to-voice confirmation, scanning and uploading customer’s paperwork, filing paperwork, inventory transfers, receive merchandise, generating purchase orders, ordering merchandise, billing, and handling customer’s issues.

Summit Service Group, Greenville, SC April 2006-OCTOBER 2006
Oversee the day to day operations of the facility, as well as to supervise, train, hire and terminate employees. The essentials duties and responsibilities include completing all paperwork, hiring, terminating and training all employees. Responsible duties within housekeeping and laundry departments.

MCI, Greenville, SC July 2003- 2005
Launch Manager
Analyze data and create action plans to increase productivity
Perform order management for VOIP (Voice Over Internet Protocol) orders - This includes data order entry, provisioning, trouble shooting/ ticketing, order escalations, process billing and fixing out of service issues by inbound/outbound calling to other phone companies.

Order Entry Processor effectively process orders for client, including changes and cancels to existing accounts Investigate, resolve, and escalate issues regarding orders and deadlines.
Customer Service Representative
Responsible for administrative functions relating to servicing new and existing customer base and knowledgeably assist customers regarding telecommunications services, products, information and disputes via inbound calls

Land America Real estate Agency, Alpharetta , GA January 2002-August 2002
Customer Service Rep II?
Provide administrative support for the customers, lender, and the appraisers
Assisted administrative lenders with appraiser report and faxed and via email copy and also mailed hard copy through USPS
Taking inbound and outbound calls for new and existing customer, and various lenders

Education
East Mississippi Community College , Scooba,MS Major: Registered Nurse 1999-2001

Technorati Tags: ashley furniture, bank drafts, billing issues, cancellation requests, career objective, center of excellence, charter communication, credit applications, debit card payments, extraordinary leadership, gannett center, greenville sc, interpersonal relations, microsoft office suite, organization skills, sales requests, service group, supportive organization, verbal communication, voice confirmation

Hello Everyone,
Can anyone please help me about yahoo phone out service i have funds that covers up to 0 in my paypal account but my question is that if i added paypal as my payment option for the phone out service would my credit card be charged for the service or the funds will be billed to my paypal account i do not understand the process how yahoo charge the funds but i suggest since i have funds in my paypal account i shouldn’t be charged on my credit card.

Technorati Tags: credit card, hello everyone, payment option, paypal account, yahoo

okay so this is what i want to know
-is there an activation fee
-what is the process to upload money on to it
-if i buy it at the store do i need to give my social security number
-what if i want to cancel it
-can i use it to buy things over the phone

please answer all if you can please
and please don’t say just get a normal credit card

Technorati Tags: credit card, money, social security, social security number

well its my first time using Ebay. i got an account and a Paypal account yesterday. So, today i tried bidding on a cell phone, i put 5.00 as my maximum bid. i confirmed it, but everytime i try this page pops up saying: You can increase the activity limits on your account by taking one or more of the following actions:

1. Sign Up For PayPal

Registration is free and you do not have to pay with PayPal.

PayPal is the best way to pay for your purchases on eBay and offers 00 in buyer protection.
Existing PayPal account holders can click here to link their account.

2. Verify using a Credit Card
Process is immediate and your card will not be charged.
Important: only available for Visa Credit and Mastercard.

so i linked my account.. and it says that Ebay and Paypal was successfully linked but it may take up to a few hours until i can bid. so i waited for a day.. and i tried again AND THAT PAGE STILL POPPED UP.. HOW DO I BID?! thanks.

Technorati Tags: buyer protection, cell phone, credit card, ebay, paypal account, visa credit

Will my Voice Out ammount/ Account will get Freezed or locked ?? I cant find out the way to log on a complain Direct to yahoo. Also i am continuously trying to get in touch with you customer care but its really pathetic & horriable i am not able to get any of you customer care no one is coming online.

I register for Voice Out on 21st Oct,06 and its asking me for Amount Verificaion, whereas checking online my Credit Card account i found not Transations till date 23rd Oct,06. credited

Where this below Answer from Yahoo Help Says
How long does it take to activate my new Yahoo! Voice service?

After going through the sign up process, your account will be activated faster than you can say "activated"! If for any reason your account is not activated immediately, please log in to Yahoo! Voice

No Where the Verification Time or the Process (Calling up your credit card and asking for Exact Amount…) is mention

Yahoo IF YOU CAN SEE THIS reply back soon!

Technorati Tags: amp, credit card account, customer care, reply, verification time, voice service, yahoo, yahoo voice

I’m going for a job as a medical sales rep. I have a resume now, not sure how it looks, I would love an outside opinion. Thanks for your consideration!

Molly ********
408 Washington Street
*******************
(443) 310-*****

Objective:

To obtain a professional sales position, leading to management in the pharmaceutical and medical device sales industry, where my administrative experience, communication skills, and initiative can be utilized to increase sales and improve customer relations.

Education:

Towson University, 9/2001 – 5/2003
B.S. Sociology/Anthropology, Criminal Justice Concentration

Anne Arundel Community College, 9/1999 – 5/2001
A.A. General Studies Transfer

Member of Phi Theta Kapa Honor Society

Experience:

Gee Cosper & Associates 2007 – present

Assistant to the President
• Performing a variety of detailed office administrative tasks, including developing daily office procedures
• Compose technical correspondence, including writing a variety of reports and materials from notes, research and source material in files
• Maintaining a complex filing system, including confidential material
• Preparing agenda and other materials, distributing as necessary
• Maintaining of records on office activities pertaining to personnel, purchasing, travel expenses and related activities
• Development and maintenance of our company website

Pusser’s Caribbean Company Store and Grille 2004 - present

Retail Sales Associate
• Operating a computerized point of sale cash register and inventory management system; including the accurate entering of sales information, receiving payment for products, processing credit card transactions, refunds, exchanges and voids
• Reconciling daily sales, prepare deposits, and produce end of day reports for management
• Actively engaging customers in conversation and assisting in the understanding, demonstration, description and selection of merchandise

Training Server
• Escorting guests to tables, cocktail preparation, wine service and sales
• Explaining the menu and special orders items to guests and cooks
• Providing a high level of quality customer service to patrons
• Training of new employees in customer service standards and procedures and use of computer systems.

Anne Arundel Community College, Academic Advising 1999 - 2001

Student Worker, front desk
• Answered telephones and gave information to callers, and transfer calls to appropriate individuals
• Scheduled appointments for students with certain advisors after determining their particular educational needs
• Greeted all visitors and callers, handling their inquiries, and directing them to the appropriate individuals according to their needs
• Operated office equipment such as fax machines, copiers and phone systems and used computers for word processing, spreadsheet and other applications

Jerome H. Markoff, Esq. 1999 - 2002

Legal Secretary
• Contacted clients on a daily basis, updating outstanding balances and court pleadings.
• Filed documents with courts and assisted in trial preparation
• Collected data and reviewed research materials, determined accuracy and validity of sources and appropriateness for use
• Typed and prepared reports or other written materials from source documents and transcription
• Received calls and greeted visitors, recorded and relayed messages, responded to requests for information

Anne Arundel County State’s Attorney’s Office, Summer 1999

Volunteer
• Assisted the criminal investigative unit by preparing and analyzing evidence for trial.
• Located and attached appropriate files to incoming correspondence
• Prepared and processed documents; reviewed for accuracy and completeness
• Maintained files and record keeping systems

References available upon request.

Technorati Tags: administrative experience, administrative tasks, anne arundel community college, cash register, confidential material, cosper, credit card transactions, criminal justice concentration, customer relations, filing system, inventory management system, medical device sales, medical sales rep, phi theta kapa, professional sales, pusser, relations education, sales position, sociology anthropology, technical correspondence

Received a offer to work with them cashing their order payment because they are International trading company with difficult for them to process causing delay.They are requesting only full name,address,phone#and occupation. They will never ask for bank,credit cards, passwords,ssn#,routing#.

Technorati Tags: address phone, bank credit cards, international trading company, occupation, passwords

I guess I will start by explaining my story. I would basically like to know what you would do in this situation, are there any legal steps I can take against them? Please let me know. January of 2008 I applied and was hired for an agent position with West Corporation (a telecommunication company thats "services include processing of customer initiated contacts, automated voice response services and direct marketing services, over the telephone and Internet." on the Bank of America line group (there are several different client based groups throughout the building.) Anyways, I was hired and have been working on this line group processing credit card and loan requests over the phone for 9 months. When I got the job initially I asked my interviewer, a woman in HR, and my trainer if it was against company policies to wear my piercings at work (I have my lip pierced twice and my nose twice). All of them said it was not a problem as this was not a job where I would be seeing the customer. In my entire 9 months of employment not one supervisor, manager, employee or CEO has said a word to me about my piercings. I have shook hands with Don Lawson who is the site director and he never said anything. Well last week I applied for a new line group within west corporation working on the PAL line group as an aide for at home agents. I had my interview last thursday with the operations supervisor for the line group. I was hired that day and Friday I had orientation. Both of those days John (the operations supervisor) never said a word about my piercings. I started training on Monday at 10am I worked monday, tuesday, wednesday and thursday…nothing was said. Friday I come in and John informs me that there is a West policy that states employees are allowed one discreet facial piercing. I asked him to show me this policy as I didn’t believe it seeing as I have been working there 9 months. Sure enough there is a policy on the employee website but I could not find it in the actual policy manual. Anyways to make a long story short I think it is awful that they are giving me an ultimatum of either loosing my job or taking out my piercings. It is my cultural belief that one should be able to do as they please with there bodies and I feel as if I am being singled out and discriminated against. All the other line groups have plenty of people with piercings. Is this discrimination? Am I being singled out? Is there anything I can do about it or what would you do in my situation. I have bills to pay and I am scared of loosing my job but I need to decide what I am going to do monday morning when I arrive at training. I just dont know if I can take my piercings out and feel like I’m not letting someone walk all over me and not standing up for my beliefs. Any suggestions would be appreciated.
Also, I realize due to social stigmas that to some people a piercing may be seen as nothing more than a fashion trend. Its like wearing a bracelet its just an accessory. Well to someone like me it is more than that. It is deeply rooted into my beliefs that one can do whatever they please with their own bodies. Noone else has the right to tell me I am less of a person or uncapable of performing above and beyone what the average employee could because I choose to pierce myself. I am really just looking for some insight. A similar experience maybe or a suggestion?

Technorati Tags: 9 months, agent position, bank of america, ceo, company policies, credit card, direct marketing services, don lawson, interviewer, job, last thursday, legal steps, loan requests, monday tuesday wednesday, new line group, operations supervisor, orientation, piercings, telecommunication company, voice response services

To make a long story short, I had a merchant credit card processing account setup through the original creditor, Cardservice International, approximately 4 years ago. During that time I only made a few charges using the account. They were large charges and totaled just over ,000 altogether. These charges were never deposited into my bank account and I was contacted by a man working with their fraud management department. He wanted me to send out products before receiving the funds so I did not agree and I stopped using the merchant account. I also contacted my bank to block their access to my checking account.

Now they have hired the collection agency Allen & Associates on their behalf to collect the ,000 that they never gave me in the first place! I’ve obtained former bank statements from Wachovia and spoken to a branch manager. I attempted to send this information to Allen & Associates, but the agent on the phone refused to provide me with a fax number where I could send documents to dispute this debt and told me that I should just get an attorney because they will sue me. They did "claim" that a representative from Wachovia will be present to testify that the deposits were made so tomorrow I plan to bring the list of supposed deposits into a branch to get a certified letter from a branch manager stating that they were not. This invalid debt for ,000 is also on my credit report as of right now. I’ve disputed it and it was removed at one point, but it appears that A&A has reported it again.

I need to legal advice on how to proceed. I’ve tried to dispute the debt, but obviously they will not allow me to even show them the documentation I have to support my claims. If I do file a suit against them do I file against the CA or the original creditor?

Technorati Tags: amp, bank statements, checking account, credit card processing, credit report, creditor, fax number, fraud management, legal advice, management department, merchant account, merchant credit card, merchant credit card processing, wachovia

I am trying to copy and paste a template I downloaded. I think its html but when I put it into a browser?
the page is coming out as if it were a website on a cell phone. The page is a little watered down and doesn’t look like it should. Can somebody please help?

this is the actual page I am trying to bring up in my browser

http://www.fdis-ohio.com/

this is the actual code for this page<now if you copy and paste it it will not look like this in the browser please help.

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-…
<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
<title>Welcome to First Data Independent Sales</title>
<link rel="shortcut icon" href="favicon.ico" />
<link rel="stylesheet" href="styles.css" type="text/css" media="screen" charset="utf-8" />
</head>
<body class="home">
<div id="wrapper">
<div class="container">
<div id="header">
<div class="container">
<h1><a href="http://www.fdis-ohio.com">First Data™</a></h1>
<h2>Independent Sales</h2>
<ul class="topNav">
<li class="contactUs"><a href="contact-us.html">Contact Us</a></li>
<li class="customerService"><a href="customer-service.html">Customer Service</a></li>
</ul>
<ul class="nav">
<li class="merchantSolutions"><a href="merchant-solutions.html">Merchant Solutions</a></li>
<li class="marketsWeServe"><a href="markets-we-serve.html">Markets We Serve</a></li>
<li class="aboutFDIS"><a href="company-profile.html">About FDIS</a></li>
</ul>
</div>
</div>
<div id="banner">
<h3>Welcome to First Data Independent Sales</h3>
<p>As a leader in the credit card processing industry, First Data Independent Sales (FDIS) offers small and mid-size businesses merchant accounts that enable them to accept credit cards.</p>
</div>
<div id="content">
<div class="merchantMarkets">
<div class="container">
<div class="merchantSolutions">
<h4><a href="merchant-solutions.html">Merchant Solutions</a></h4>
<ul>
<li class="gettingStarted"><a href="getting-started.html">Getting Started</a></li>
<li class="productsAndServices"><a href="merchant-services.html">Products & Services</a></li>
<li class="merchantResources"><a href="merchant-resources.html">Merchant Resources</a></li>
<li class="fraudProtection"><a href="fraud-protection-services.html">Fr… Protection</a></li>
<li class="sendMeInfo"><a href="inquiry_merchant.html">Send Me Information</a></li>
</ul>
</div>
<div class="marketsWeServe">
<div>
<h4><a href="markets-we-serve.html">Markets We Serve</a></h4>
<ul>
<li><a href="gas-convenience.html">Gas Stations & Convenience Stores</a></li>
<li><a href="restaurant.html">Quick Service Restaurant</a></li>
<li><a href="wireless.html">Wireless</a></li>
<li><a href="ecommerce-solutions.html">E-Commer…
<li><a href="health.html">Health & Beauty</a></li>
</ul>
</div>
</div>
</div>
</div>
<div class="supportContact">
<div class="supportSites">
<div>
<div>
<h4>Support Sites</h4>
<p>FDIS merchants have access to valuable tools and resources to conduct business online.</p>
<ul>
<li><a href="http://mymerchantoffice.com" target="_blank">Mymerchantoffice.com</a>…
</ul>
</div>
</div>
</div>
<div class="contactFDIS">
<div>
<div>
<p><strong>Contact FDIS Today!</strong>
(888) 967-7222</p>
</div>
</div>
</div>
</div>
</div>
<div id="footer">
<ul>
<li class="home"><a href="http://www.fdis-ohio.com">Home</a>…
<li><a href="merchant-solutions.html">Merchant Solutions</a></li>
<li><a href="markets-we-serve.html">Markets We Serve</a></li>
<li><a href="company-profile.html">About First Data Independent Sales</a></li>
<li><a href="privacy-policy.html">Privacy Policy</a></li>
</ul>
<h4>Services by Cardservice International.</h4>
<p>© 2009 First Data Corporation. All Rights Reserved.<br>
All trademarks, service marks and trade names referenced in this material are the property of their respective owners. The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.<br>
American Express requires separate approval.<br>
FDIS Agent #10391 is an independent agent for Cardservice International.</p>
</div>
</div>
</div>
</body>
</html>

Technorati Tags: contactus, content type, customerservice, div class, div id, first data, h1, h2, html xmlns, independent sales, li class, link rel, lt, merchant solutions, merchantsolutions, shortcut icon, stylesheet, text html, ul class, utf 8

About 2 years ago I opened up a merchant account with a credit card processing company called Card Service International so I could charge credit cards for my ebay sales instead of using Paypal. Well the first week of sales totaled about ,200 or so. A few days after charging the cards I still saw no sign of the money in my bank account. Then a few days later I saw a DEBIT for ,200 on my account from CSI (card service international). I called them about they explained that since my accoutn was new a red flag was triggered in their system and they were going to have their fraud dept review my account and until the review was complete they would have to chargeback all my recent orders. I explained to the man on the phone SEVERAL TIMES that they have never DEPOSITED the money from the orders into my account int he first place so they didn’t need to DEBIT my account because they never gave me the money to begin with that I had earned from the sales. Apparenly he didn’t care….
I researched the company and found several other complaints similar to mine that and that many class action lawsuits had been filed against CSI b/c they had a history of fraud. I quickly blocked all access to my bank account by this company and filed a chargeback to get my 00 back.

So this morning (2 years later) I wake up and find that I have some new info on my credit report. CSI is claiming that I have debts owed to them amounting ,500! I cannot imagine that the amount of money I owe them could possibly even be anywhere NEAR this amount. My merchant fees per month were only a minimum processing fee and a statement fee. How could I POSSIBLY owe them over 16 grand?

Now is it just me, or can they legally do that? There is just NO way I could owe them that much money. I don’t know what to do. Should I consult an attorney?

Technorati Tags: amount of money, card service international, class action lawsuits, credit card processing, credit cards, credit report, csi, debts, ebay, ebay sales, few days, fraud, merchant account, merchant fees, much money, processing company, red flag, several times

I found a website that is breaking federal law… It even says so..
I was looking up cheats for RuneScape, (i’m kingzannanna)
And I found, learn hacks from http://www.cbtnuggets.com/webapp/product?id=250
It says, "Certified Ethical Hacker Series
Contains training for the EC-Council Certified Ethical Hacker exam 312-50
9.00 - Includes 21 Videos

Trainer: James I. Conrad (Trainer Comments)
Running Time: 11 Hours

Ethical Hacker Certification Information [eccouncil.org]

You’re up late, banging away at your keyboard. You find the hole you were looking for. Now you just find the right directory, copy a couple files, back right out of the system, and erase your tracks. Within 15 minutes of finding a back door into the network, you’ve downloaded transaction data for all credit card transactions within the last two years. You’d think credit card processing companies would be more secure than that."
I wanna contact on email at FBI, but only phone. Help?

Technorati Tags: 15 minutes, back door, certified ethical hacker, cheats, credit card processing, credit card processing companies, credit card transactions, directory copy, ec council, email, fbi, hacks, james i conrad, keyboard, product id, runescape, running time, transaction data

After being such an irresponsible teenager and young adult, at the age of 32 I am not thinking about buying a house very soon and have started the process of cleaning my credit. I am thinking about buying a house in Indianapolis sometime in August or September of this year. Currently my FICO score is 530. I’m having trouble understanding why my score is so low when I only have in my opinion a few things on there. Currently I have 3 very deliquent credit cards on there, 3 old cell phone companies, 2 old cable companies, 1 line of credit for a dental proceedure for k, a k loan, car not, 2 student loans, and a joint shared credit card I have w/my mom. Currently what’s in good standing is my k loan, my car note, my joint credit card w/mom and student loan. So far, I have paid off 1 deliquent credit card, which leaves 2 more still on there and 1 cell phone company. What do you suggest I pay first? Should I do the credit card debt because it is very deliquent and higher or should I pay off the small stuff like the cell phones/cable companies? Do you think if I seriously tackle this credit issue it can be paid off by August and I can have a 675+ score? When buying a house are finance companies looking at the stuff like cell phone charges or more on the credit card and loans I have out. Please advise!!!

Technorati Tags: buying a house, cable companies, cell phone companies, cell phone company, cell phones, credit card debt, credit cards, deliquent, fico score, finance companies, indianapolis, mom, phone charges, small stuff, student loan, student loans, teenager, young adult

NYC taxi drivers’ group strikes over GPS rules
Story Highlights
New York cab drivers’ group striking over new GPS rules

Unclear how many drivers are taking part in two-day strike

Rush hour wait for taxis longer than normal, many cabs still out

Strike takes place during New York Fashion Week

NEW YORK (AP) — A group of taxi drivers launched a two-day strike Wednesday, right in the middle of the New York Fashion Week and the U.S. Open tennis tournament, to protest a city plan to require GPS tracking in cabs.

As the morning rush hour got under way, the lines of commuters waiting for taxis outside Pennsylvania Station were longer than usual, but there were still cabs on the streets.

Financial analyst Matt Achilarre said he had waited almost 20 minutes for a taxi there and had no sympathy for the striking drivers.

"It’s pointless — they’re not making any statements," said Achilarre, 26, who commutes by train from New Jersey. "I applaud the cabbies that are working. They’ll get a windfall."

The New York Taxi Workers Alliance called the strike in the nation’s largest city to protest new rules requiring all cabs to have global positioning systems and touch-screen monitors that will let passengers pay by credit card. Some cabbies fear the GPS systems could be used to track their movements and that they could get stuck paying hefty fees for credit card processing.

"The overwhelming majority of drivers are against this system, and there are serious setbacks this system is causing drivers," the alliance’s executive director, Bhairavi Desai, said Wednesday.

Desai said the drivers’ group hoped the strike would persuade city officials to back off the requirement.

It wasn’t immediately clear how many of the city’s 13,000 taxis would be idled. The alliance claims to represent about one-fifth of the Taxi & Limousine Commission’s 44,000 licensed drivers, but its leaders predicted a larger number would join in. However, several other groups that represent thousands of city cab drivers released statements opposing the strike.

Mayor Michael Bloomberg downplayed the likelihood of widespread disruption, but the city still allowed taxis to pick up multiple separate passengers, and the transit system added buses on some airport routes. Normally, taxi drivers are allowed to pick up only one passenger or group of passengers at a time.

The mayor’s office had no immediate comment on the situation Wednesday morning. A taxi commission spokesman did not immediately return a message left on his cell phone.

The New York Police Department assigned extra police officers to taxi garages and transportation hubs, and plainclothes officers were to ride in some taxis to guard against reprisals against cabbies who chose not to strike, police Commissioner Raymond Kelly said.

The city’s cabs must have the high-tech equipment when they come up for inspection, starting October 1. Taxi officials say eliminating the need for cash could increase ridership and drivers’ incomes, and that the GPS technology will be used to give drivers traffic tips and help passengers find lost items.

Technorati Tags: cab drivers, cabbies, credit card processing, fashion week new york, global positioning systems, hefty fees, licensed drivers, limousine commission, morning rush hour, new york fashion, new york fashion week, new york taxi, nyc taxi drivers, open tennis tournament, pennsylvania station, s open tennis, touch screen monitors, u s open tennis, u s open tennis tournament, york cab

i need REAL answers, not anything false. but how do you charge cellphone bills for something that the buyer bought off ur WAP site? say my site has a buyer of a ringtone, i dont want their credit card or anything, but when they txt the number of the ringtone they want to my gateway, it will then process it, and my gateway charges their cellphone bill.

any advice? or site suggestions to help me? please

Technorati Tags: credit card, ringtone

I graduated from my second college in December of 2008. While in school, my loans were in deferment from my first school. The company who bought the loan was ACS. I found out recently that "Sunburst Bank" had been reporting my student loans as late from June ‘08 through December ‘08 (while they were in deferment). I called the phone number on my credit report for "Sunburst Bank," and the phone number was for ACS - the company that bought my student loans. As if that wasn’t confusing enough, the lady who said she would send my inquiry on to the "credit reporting department" also said that there was no one to talk with in that department…..leading me to ask then how is this inquiry going to be processed. In the meantime, my credit score has tanked over 100 points, my credit card companies are raising my APRs, my car insurance is rising……and all for something I didn’t do and that isn’t my fault.

How do I get this corrected? I first reported the mistake on August 27, but today when I called the claim is still "pending" and they had no more information than that. They said that it takes 5-7 days for a claim inquiry to be processed through their credit reporting department and that I would be notified when it has been resolved…..but if there is no one to talk with in that department, how is anyone going to notify me???? If there is anyone out there who has an idea what steps I should take, please I’m desperate.

Technorati Tags: acs, aprs, car insurance, claim inquiry, credit card companies, credit report, credit score, insurance, mistake, phone number, reporting department, student loans, sunburst

PayPal account on eBay help please?!!

You see im new ebay and i dont really know how it works…

1. Do you really need to give your card details to sell something?
2. When you buy something using PayPal, how can that work if you don’t have bank account or have not given your card details?
3. If you have sold an item and someone has bought it using PayPal, how do you get your money in cash and how do you know if they have paid?
4. Can i buy items without through card?
5. When you want to bid or buy something, this comes up

"Attention!

In order to maintain a safe trading environment, eBay may limit activity and request additional verification.

At this time we ask that you verify your account.

You have 2 options:
- Phone verification
or
- Credit Card verification

Phone Verification:
We’ll call the phone number registered to your account to verify that you are the account holder. The process is fast, easy and secure.
Click Here to begin.

Credit Card Verification:
The process is immediate and your card will not be charged.
Click Here to begin. "

If i choose Phone Verification, will it ask for my card details? if not what will it ask? if it doesn’t ask for my card details does this mean i can purchase the item?

FINALLY whats:
1. Personal or Banker’s Drafts
2. Postal Order
Please do not give me short answers it won’t help

Technorati Tags: card details, credit card verification, ebay, money, phone number, postal order, safe trading

This is not really a question more like information for you guys. I have been doing this on my own since September 2009, decided not to waste a month with Lexington Law to do the same thing, I have managed to Successfully have my Bankruptcy Chapter 7 (Filed in 2005) DELETED from all 3 Credit Reports, as well as 10 other Negative Credit Cards from Capital One, Target, Macy’s and various collection agencies within 4 months.

Just recently I have been able to obtain a New Car Loan, and a Cell Phone Credit Account.

Here is how you do it:
Get your credit report
THE FIRST DISPUTE WILL MOST LIKELY NOT REMOVE IT -
Dispute the information "Please verify all balances/dates as this accuracy of this account is incorrect"
**They have 30-45 days to respond, if they do not verify it, by law it is deleted, if they do it will update*

**DO NOT GET DISCOURAGED- - THIS IS A PROCESS**

When/If it comes back unchanged/Updated Re-Dispute it and state:
"Please state your method of your verification process and source all information on balances, dates and provide information"

Give it 30-45 Days, It most likely will come off/delete from your credit report
If it does not, re-dispute it again with the same statement

My score has increased 100 points in 5 months and i have went from 10 derogatory remarks and a bankruptcy to 3 remarks and no bankruptcy

Technorati Tags: 4 months, 5 months, accuracy, bankruptcy chapter 7, capital one, cell phone, collection agencies, credit cards, credit report, credit reports, derogatory remarks, macy, new car loan, score, target

Need help solving this, guys.

Background

Your assignment this time is to build an interactive program that allows telemarketers to solicit people in a file for credit cards. The program will open up a text file filled with potential customers and display processed data to the screen in a way that the telemarketer can use it. The program will then give them choices to continue the sales call and finally, will save output to a file for future credit card processing.

Functionality

The program should do the following:

•Read a customer status, name and phone number from a file called potentials.txt

oA customer has a preferred status if the field contains an ‘X’. If it contains anything else, they are not preferred.

•Display the name, phone number and the available interest rate for that customer so that the telemarketer can read it, call the customer and offer them a credit card

oPreferred customers get 7.9%, everybody else gets 12.9%

•Display a menu offering the following options:

oEnter ‘A’ to Accept the card
For this option –
Ask for an address to send the card to
Accept the address
Print a thank you message for telemarketer to read telling the Customer to expect the card soon, happy charging

oEnter ‘T’ to accept and Transfer a balance
For this option-
If preferred – tell them there is no transfer limit
•Accept any dollar amount entered
If not preferred – tell them they can transfer up to 00
•Accept any dollar amount entered as long as it isn’t greater than 1000 (keep asking until you get something less than 1000)
Ask for an address to send the card to
Accept the address
Print thank you message for telemarketer to read telling the customer to expect the card soon, happy charging

oEnter ‘D’ to Decline the card
For this option
If preferred – tempt them with cash back rewards and give them a special phone number to call for a better card
If not preferred – tell them thanks anyhow

•Write the results to a file called confirmed.txt

oThis file should contain the following:
Name
Address
Status flag (X or whatever)
If the account is new (A) or transfer (T)
Any dollar amount they may be transferring.

If the customer declines, they should not appear in the confirmed file

Functionality

You must implement at least three functions other than the main function.

Text file called potentials.txt reads:

———————————–
X Joe Scholtz 437-4798
A Tim Wade 768-7658
X Sara Jobs 326-7857
! Jaynce Bee 354-8678
————————————–

Technorati Tags: cash back rewards, choices, credit card processing, credit cards, customer status, interactive program, interest rate, phone number, preferred status, telemarketer, telemarketers

I got the Magic Jack and it works great! The calls are very clear. The only question for me before I go ahead and call tomorrow to disconnect my regular phone services is….. how do I process the credit card payments I get from my customers? Right now, I use the regular line to do this…. Does anyone know the answer or have a suggestion? Thanks.

Technorati Tags: credit card payments, magic jack, suggestion

I am in a process of finding a new job and already had couple interviews. A few months ago I got a report that my name and SSN were reported as having a bad credit, because of unpaid phone bill of . I was in Europe for 5 months so I forget to pay the last bill. I don’t have any credit cards or other debs. So can this so called bad credit affect my employment application?
Thanks in advance.

Technorati Tags: 5 months, bad credit, couple interviews, credit cards, debs, employment application, europe, finding a new job, thanks in advance

I have a LG Voyager that my friend gave me.
My current phone [LG Dare] that I had with my family plan has been disconnected by my father [as a punishment] & I was wondering if it would work if go to CVS & buy minutes for my phone. & How do you activate it? I heard I don’t need a parents/credit card for this process; is that true?

Would I be better off using my Dare then the Voyager?
I don’t have a SIM card lol =/

Technorati Tags: amp, credit card, parents, sim card, voyager