Can you use a Bank of America credit card in any ATM machine?
Jul 25, 2010
in
Credit Card Machines
Or do you have to use it ONLY in Bank of America ATm machines?
Like this post? Subscribe to my RSS feed and get loads more!
3 comments
textraders on July 25, 2010 at 7:09 pm
Yes you can use the card at any machine that accepts the logo of the credit card. BOA offers Visa, Mastercard and AmEx. So if the machine doesn’t take that type of card then you wouldn’t be able to use it. They may charge an extra fee if you use someone else’s machine. I’d call and ask them. You will almost certainly have a much higher interest rate and a transaction fee even if you use their machine.
sashazur on July 25, 2010 at 7:09 pm
Almost any credit card will work in almost any ATM machine, if you have set up a PIN (secret code) for the card. But your credit card might add on a cash advance fee, and/or an ATM use fee.
StephenWeinstein on July 25, 2010 at 7:09 pm
I believe that you can obtain a cash advance at any ATM, not just a Bank of America ATM. However, it is not a particularly good idea to use a credit card in any ATM, including a Bank of America ATM. There is a fee for every cash advance on a Bank of America credit card (usually 3%) and the finance charges start immediately (there is no "grace period").
Also, I do not recommend Bank of America for other reasons. They tell lies and cheat their customers.