Archive for August, 2010

I own a store in Michigan and I was just wondering if anyone can give me information on how to apply for item mentioned above..
Any help available is fine :)

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Here is my situation,

I recently bought a house in my city (September 2008).

I also havea 7,000 student credit line dept (my parents said they will be paying it off for my shortly as a helping hand)
and 2,500 credit card dept (maxed)
500$ cellphone bill.

I was layed my job 3-4 months ago. and have no been able to make morgage payements. collectors started calling, ect but was not able to do anything. i received a paper via mail from the couts saying something about i owe the CIBC (my bank) 108k. i think they are suing me? does that make sense? for not paying my morgage?

What happens now? do they reposes my house?

Ok to continue on, after searching for a job with no avail (huge unnemployement rate in my city) i decided to leave.

Im a 5th year plumber, so i did make good money when was working, but was layed off beause the industry was dead.

So in light of all that i decided to move (loosing house(i think) stress with money and not having it) i sold my things and moved. out west were theyre is work.

now ive found an independant contracting job, but im broke. (flew down here with 200 dollars in my pocket. clothes and tools).

I would need a truck, liabilty insurance, work comp, car insurance. a cell phone.

The job pays VERY VERY well. and is reliable on hours, i will make a killing and able to re-establish myself financially in no time. But i have all this dept and no money.

I’m young, 22 and i have been foolish wiht my money. Now im in a situation and i have no idea how to go about getting out.

Im looking for detailed or any advice i cant get onwhat i should do.

So there some type of loan i can get to merge my current dept.

What do i do about the house, i have been in no contact wiht them at all, and dont know what the process is when you havent and cant pay. Like take the house?? which i dont live there anymore. what happens to the dept? the lawsuit (i think thats what it is)

And how can i get some money to get this buisness going, (independent plumbin contractor). to get myself re-started again. I figuere start up cost will be atleast 15,000$

any help and advice would be helpfull.
16 minutes ago - 1 week left to answer.
Additional Details
Im being hired on at 50/hour, garantee 40 hours a week (most likly will be 60-70). And advancements within 3 months. His other plumber makes 80/hour

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I’m starting a Home Business and I’m going to have customers come directly to my home to pick up their products(PC Repair). I’m wondering how I can have them pay with credit/debit card. I see those swipe and type in pin machines in stores. How do I get and set up one of those?

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I was charged up front a 9.00 fee from www.immigrationdirect.com for renewal green card I-90 FORM.

Than I got an instruction FOR I-90 APPLICATION with 0.00 fee additional to 9.00 I pay up front for I-90 form for renewal green card that’s total of 9.00 for A I-90 APPLICATION fee for renewal from www.immigrationdirect.com

Which I think it’s a fraud for easy cash at www.immigrationdirect.com not a total cost fee for I-90 form application which is only 0 filing fee plus .00 when I went searching online for What The Cost For Green Cost for Renewal online on different website.
when I went to www.uscis.gov

Please don’t use www.immigrationdirect.com they don’t even have a Phyical address for contact. Just email and out of state number to contact 1-415-375-3145 or email cs@immigrationdirect.com. It’s a fraud if you ask me after I searching for more informations online for how much it cost for I-90 form fee?????

I got scammed by the www.immigrationdirect.com asking up front for my credit card number for 9.00 cost for I-90 form application for renewal which I though it’s was the fee for I-90 filing fee but it’s not!! After, I finished giving them all my payment data. I have a strange feeling it’s a fraud website for easy cash…

It tells you CONGRATULATIONS, YOU HAVE REACHED THE FINAL STAGE OF THE APPLICATION PROCESS! BUT WAIT YOU MUST FOLLOW STEP BY STEP INSTRUCTIONS AND SUBMITTING IT TO U.S. CITIZENSHIP AND IMMIGRATION SERVICES. WITH A FEE OF 0.00 PERSONAL CHECK OR CASHIER CHECK PAYABLE TO: U.S. DEPARTMENT OF HOMELAND SECURITY OR YOUR APPLICATION WILL BE REJECTED OR DELAY.

It’s just PDF file instructions to help how to file the I-90 form plus 0.00 payment to pay to US Department of Homeland Security and send to: USCIS P.O. Box 21262, Phoenix, AZ 85036

Please don’t use this website it’s listed in the beginning of the searching google top listed…otherwise you will be paying EXTRA FEE OR SCAMMED LIKE ME 9.00 TOTAL FEE FOR I-90 FORM GREEN CARD RENEWAL FRAUD!!!!!

Then it tell you not to send it instructions with your sign I-90 form application with their fee 9.00 additional charged. Note: IF YOU DO NOT SEND 0.00 WITH YOUR I-90 FORM APPLICATION, YOUR APPLICATION WILL BE RETURNED AFTER THEY SAY, "CONGRATULATIONS! YOU HAVE REACHED YOUR FINAL STAGE OF THE APPLICATION PROCESS!

After reading the 11 pages instructions, I see the FINE PRINTED it’s a fraud for 9.00 fee for their own pocket has nothing to do with cost of I-90 form application fee….WHICH IS ONLY 0.00……

Please DO NOT USE WWW.IMMIGRATIONDIRECT.COM IT’S A LESSON LEARNED WITH LOTS OF FRAUD EMAILS ADDRESS, PHONE NUMBER, AND INTERNET FOR EASY CASH WEBSITE INTERNET. BE CAREFUL NOT TO DO WHAT I JUST DID ONLINE TO HELP OTHERS OUT THERE…..

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We are stuarting up a business that would like to take credit card payments but do not want to pay too much to a processing company. There seem to be so many options. I am looking for the best way to take a card number either online or over the phone and make it happen.

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optional: lets say for example someone has a bank credit card and a capital one credit card. will this person be charged more money from withdrawing money from an atm with a capital one credit card over a bank credit card?

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I am in USA zip code 10925 and am helping a friend set up a multi-purpose link to the internet, handle voice telephone communications, and also be able to do credit/debit card transaction processing, maintain their website, etc. all through one link up which me guessing, will probably turn out to be a cable link up. Verizon access is available as well as satellite. Note: dial up service via the phone company (Verizon) is too slow. We want to also stay away from Verizon if at all possible due to past bad experiences.
Can anyone recommend the proper configuration by cable, telephone, or satellite supplier (company) and the related monthly costs and if any contract is needed? Also, what specific equipment is needed? They already have a PC.
Also want to receive premium TV channels a lowest cost.

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I run a restaurant and we use an HSBC card machine to accept payments. However yesterday a customer purchased a take out, and paid using a card but the transaction was for some reason cancelled, but the customer left without us being able to tell her that her card wasn’t actually charged. The machine printed out a void merchant receipt which had the customer’s card details. Is it possible to charge the amount again, using only the card details? Is it possible to retreive contact details of the customer? Thanks.

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i applied for a couple of loans online about an hour or two ago and i also applied for a new contract on t mobile the only site i gave my card details to was the t-mobile one…. with the loan applications i only gave my sort code and account number… which you cannot process a card payment with… you need all the card details… they have now taken £39.95 out of my account and its like 3am … i did not ask for this shopping card( which is what i found out when the bank just give me the name) and now im unsure if ill ever get this back any experiences with this and it may also help if i say im with barclays??

:(

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I am trying to help a friend out whom owns their own plumbing & heating business, to look for some type of way for them to accept credit cards over the phone or by mail if they decide to pay that way. I’ve never done this and their a home based operation so we’re wondering if anyone has any experience or suggestions for this like who to go through or how much it typically costs.

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I have contacted this e-mail address, and received a response asking me to provide only personal information (including full name, profession, full address and country). They also mentioned the following: "No processing/registration charges or any form of financial payments should be made to Yahoo! or any of it’s affiliated consultants in the U.S, the programme is FREE. The Yahoo! 2007 Mail Offer prize is shipped to recipients only as Cashier’s cheques. Your banking/other personal financial information not required (Your Credit Card information is not required). "
I have sent a photo of my passport online as they asked me to do by an e-mail and received another SMS informing me the following: "Your personal information has been received by the VeriSign Digital Notarization System. Full online data security guaranteed". Is that a spam?? Can they use my personal information for a bad purpose? what shall I do?? Please HELP me.

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My credit card went through a cycle in the washing machine. Has anyone done that, and how did it turn out?

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Me and my wife are in the process of a divorce right now but we are still legally married. I started talking to her over the phone about the divorce and she freaked out, came to where i currently live and took my car stereo face plate and my credit card. And here is my question. Since i have a girlfriend already, Can the situation flip around with the cops for cheating? we have been separated for a year but can i get in trouble for cheating?

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should i record the customer’s credit card number, the code on the back, and exp. date?
the company gave me a slip with a number to call to authorize credit card numbers.

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I am setting up a stall at a festival for the first time, and wasn’t sure if I needed a machine to accept cards or if everyone just carries cash anyway.

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If I order something by phone or on-line and I receive the item but the purchase never appears on my credit card, how long is the merchant allowed to delay processing my payment? After a certain amount of time does their ability to process it expire?

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how to purchase a credit card machine to put in a store

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I sent in my 2 year service contract form in the business reply envelope only to receive a letter two weeks later from the following address

Microsoft Programs
7313 Mayflower Park Drive
Zionsville IN 46077

The letter easily looks like it could have been faked. The main point of the letter is that it is saying that "We have recently improved our credit card security process and require the three or four digit CVV security number on the credit card in order to complete your order".

The letter asks that I write the CVV number on the original form next to my credit card number AND on the letter itself (in an indicated blank, underlined spot). The letter also wants me to copy my console’s serial number on the letter as well, along with my daytime phone number.

Has anyone else gotten this letter? Is it real or fake because the this Zionsville IN was NOT where the business reply envelope was address to go (it was address to One Microsoft Way in WA but I don’t remember the whole exact address).

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This white lady gets on my bus and ask me what the fare is. And I tell her, so she gives me her credit card. And I said we dont accept credit cards.

And she said buses dont accept credit cards. I ask her do you see a damn credit card machine on the farebox??

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I sent in my 2 year service contract form in the business reply envelope only to receive a letter two weeks later from the following address

Microsoft Programs
7313 Mayflower Park Drive
Zionsville IN 46077

The letter easily looks like it could have been faked. The main point of the letter is that it is saying that "We have recently improved our credit card security process and require the three or four digit CVV security number on the credit card in order to complete your order".

The letter asks that I write the CVV number on the original form next to my credit card number AND on the letter itself (in an indicated blank, underlined spot). The letter also wants me to copy my console’s serial number on the letter as well, along with my daytime phone number.

Has anyone else gotten this letter? Is it real or fake because the this Zionsville IN was NOT where the business reply envelope was address to go (it was address to One Microsoft Way in WA but I don’t remember the whole exact address).
UPDATE: I sent an e-mail to xbox support about this question but knowing I’m not a person who can wait, I wanted to ask my question here as well because I thought others who have xbox’s might know the answer and could also assist me in this matter.

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I need 1500 to open two businesses that I will work together. One is tarvel and the other is event consulting. the cost for the travel business is 400.oo while the cost for the event consulting is 1100.00 But, since my marriage to the guy, who does think about my future is running amuke, I don’t have the proper credit to get the money I need> i would also like to have a credit card machine as most people charge verses pays cash.
I really don’t desire to accpt checks as they bounce.

But, I have clients waiting to plan trips and I don’t have the money to open my website or my office I have at home for business. does anyone have any solutions.

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Data mining: The process in which a cooperate entity, government or an otherwise unknown clandestine group monitors emails, web transactions, phone conversations, credit card and other various financial transactions, or any other digitally recorded action made by an individual within a society.

This information is used to track, predict, and influence the behaviors and patterns of a specific individual or individuals. It has been suggested that many high level law enforcement agencies are relying more heavily on data mining.

How is data mining not an invasion of privacy, and why aren’t more people up in arms about it?

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