I just want to make sure that they don’t come with baggage like someone owing money for them.
I have been accused for debit/credit card fraud from my prior employer. I was let go on early December 2009 after seven successful years of employment, for violation of conduct with my work hours time, clocking in early and basically getting paid for non worked hours. I made a mistake and as a consequence lost a very good job, I have learned my lesson…the hard way. This however, was only the beginning… a month and a half later a police officer from the Houston police department contacted me with questions in regards to a transaction that was placed at my prior employer where I held the positions of accounts payable/assistant sales manager. He asked if I was home and wanted to ask me a few questions, I accepted not having anything to hide. He arrived shortly to my residence and asked if he could come in, I accepted and he began to explain the reason for his visit. The officer who to my surprise is also a previous customer of my work place explained the following: that he was being sent by my previous employer to ask me that about a transaction that was placed on Nov 14th of 2009, two months before, for 39.90 and that the transaction was charged on a retail credit card of another customer. The individual who owned the account called the store inquiring about such matter since he did not place such order.
The customer that made the purchase, who also happens to have a theft charge from 1997, was nowhere to be found for the first month. Finally appearing, the customer got questioned by the officer. The customer allegedly paid cash and is willing to testify that I was the one who processed the transaction. I explained to the officer that I did not recall such transaction and that I never took any money. He then showed me the invoice where it demonstrated the method of payment that was used and my employee id number. I explained to the officer, that even though my number is showed another employee had access to process transactions while I’m not present. The other employee that could have made the charge apparently quit shortly after being questioned about the charge. The officer proceeded on explaining to me how "things were not looking good for me" and that "a warrant might be issued”. Two months later, I received a phone call from a bond office stating that I had a warrant out for my arrest. I was in shock and couldn’t believe what I was hearing. Once I arrived there they informed me that a warrant was issued for credit/debit card fraud.
What type of defense approach should I use, or what would you recommend?
I own a Verifone Tranz 460 credit card machine. I am unable to determine what kind of paper it uses, or even who sells it. The previous paper use to be a tint of purple, and two copies, for the customer, and one for myself.
Thank you to all that answer.
I have an online store where I sell handmade jewelry and beauty products. I currently accept PayPals payments. But I receive many orders from customers (by phone or in person) that sometimes want to pay by credit card. Is there a way that I can accept those payments and then process them myself?
•Have I to have an account with each one of the credit cards I accept in my reader?
•If I have not account with “XX” credit card I can not accept “XX” credit cards?
•Does my credit card reader have one identification code, the same for all credit cards I accept, or one identification code for each credit card account I have?
•Does the credit card reader by itself have its own identification and unique code?
•Do I, or does the credit card company assign the identification code for the reader?
•Is There a minimum value for the transaction to be accepted by the reader and or the credit card? A total charge of {content}.20 could be possible? Could it be accepted and processed by the reader and credit card company?How much cost to open an account? For how long time is it valid? Do I have to pay monthly/yearly fee. How much is the charge/transaction?Do I get reports of transactions?Where to buy a book /literature to learn on?
Or do you have to use it ONLY in Bank of America ATm machines?
I have had for the last 3 months ACH Card Services take money from my account. Each time I have disputed this with my bank, and got my money back, but the company has since just been changing the amount of the withdraw and my bank cant stop them because there is NO company listed, phone number or addresss….they have told me that is it a ‘phantom company’. So as long as they request a different amount each time they cant stop it, but I can dispute it and get my money back….which takes weeks. They started with .50 the first month, then 38.52 the next and this month 38.56! WTF……So I am in the process of closing my account but with all my bills that are due to come out (which this charge is NOT one of them, and NO I didnt just forget about it) its taking a little while. It will be 100% closed by the 15th of Feb, but has anyone had this problem and found out where it has came from? It the bank cant find out who it is and get their money back and I can’t either I will be charged the amounts by the bank….PLEASE!!! Any ideas…..I dont have credit cards set up as auto bill just my mortgage, insurance and phone…thats it…and they are no where near that amount.
I havent signed up for anything, and when i pay bills its from my debit card…this is coming as a check using my acct. number
A friend just opened a new little pizza business in town and would like to get a card machine to help give customers more options to pay. Problem is none of us know where to begin. Do we talk to a bank? What are the rates, if any? Any information you can give me would be great, thanks!
I run my business from my home office and would like to accept credit cards from my customers. I use my cell for everything, so, not sure if this is even possible or if I need to get a land line? Any details ( specifics) would be greatly beneficial. Thanks in advance.
I ordered a product from a website, but apparently it processed the order before it showed the subtotal/total. I accidentally ordered two, when I only wanted one, and I can’t afford that much. I want to cancel the order and process a new one, but I can’t for the life of me figure out how. The only way to contact the people seems to be by phone, and they’re only open monday-friday 9-5. It’s now 5:30 on Friday. So my question is… Is there a way I can block the payment through my bank?
Any information would help. Thanks!
I am able to return it, but shipping is twice as much as the product itself, and I won’t get shipping back if I return it.
I sent in the passport application, with all the necessary materials and extra fees for expedited processing nearly two weeks ago, but they haven’t cashed the check I wrote. And since I’m traveling soon, I don’t know if I should be worried if I wrote a bad check somehow, or if they just haven’t gotten around to it yet… And worse case scenario, what if I DID write a bad check? Would I need to reapply? Just send in a new check? Or possibly (ideally) give credit card information over the phone?
From time to time, in our monthly statement envelopes we receive from our credit cards or from mortgage companies, there is a small double sided advertising leaflet size: 6”3/4 and 3”1/2.
For example, last month I received in my mortgage statement, a leaflet that was selling me labels that I could personalize for envelopes.
I am working for a small non-profit organization and we would want to use the media to bring awareness about our non-profit organization. We have contacted several credit card companies and the people we got on the phone have no clue about who puts the leaflets in the envelopes that are sent out.
It could be that there is an outside company that is outsourcing the entire mailing process and they would also be the ones who include the advertisement.
If you would know how the process works or if you work with that kind of business, please let us know who to contact for sending out this kind of leaflets for the non profit organization.
Thanks
Say for example if I withdrew £50 from a cash machine with credit card, any ideas on how much interest is paid at the end of the month!?
I’m looking to avoid the ridiculous cost of a land line for my business. I already have a cell phone for business use. Is there a way to connect a basic credit card terminal into a cell phone?
If not, what would be the most cost effective way to accept cards? This is a small restaurant and service needs to be speedy!
whenever i go to downtown vancouver homeless people are trying to sell me parking tickets they buy from automated machines using stolen (then cancelled) cards. are the card companies able to track these transactions once a card is cancelled? can the police catch these people?
I have some debt that I have been holding onto for a few years now that has gone into collections. Things such as store cards, one major credit card and a cell phone. I just paid off my over 0 old cell bill which the cell has been off for quite some time now, almost a year. I paid it off in two payments of 0 and change. I now just started the process of paying off a store card–the first payment was scheduled to come out a few days ago. Sorry to add somewhat unneccesary info. anyway, this next card should be paid off in September and hopefully I will just continue doing this till all of this past debt is gone……With me paying off the cell and this other store card how muchw ill that improve my credit, if any at all??
Thank you for the honesty. I don’t know why I did it, stupidity and being nieve, I suppose.
todAy the ATM machine took my credit card away then someone else came along and took it but the card only had 7.94 on it can anything bad happen besides my parents getting upset . they already know.
I have contacted this e-mail address, and received a response asking me to provide only personal information (including full name, profession, full address and country). They also mentioned the following: "No processing/registration charges or any form of financial payments should be made to Yahoo! or any of it’s affiliated consultants in the U.S, the programme is FREE. The Yahoo! 2007 Mail Offer prize is shipped to recipients only as Cashier’s cheques. Your banking/other personal financial information not required (Your Credit Card information is not required). "
I have sent my personal information online by an e-mail and received another SMS informing me the following: "Your personal information has been received by the VeriSign Digital Notarization System. Full online data security guaranteed". Is that a spam?? Can they use my personal information for a bad purpose? what shall I do?? Please HELP me.
ive just recieved my credit card and there’s an atm at the mall. can i activate it from that atm even if it’s not a wells fargo atm? the bank is actually farther than the mall.
I bought a business credit card machine about a month ago and I takes forever to read and process the request. I was wondering if anybody knows where I can find one that is faster and can hopefully speed up my business. Any suggestions?
Thank you so much Paul
I have paid off all my bad debt, as in late charges on old cedit cards and all that. I need to know how to raise my score. I put a down payment on a cell phone and other stuff, but it doesn’t show up on my credit report. I just need to know how to up my score without hurting myself in the process. I have changed things around and have promised myself never to get in that mess again, but now I can’t get credit for anything. Help me please?
My card was captured by the ATM machine…
Can you please give me a " formal letter" showing that i want to get back my credit card
thanks
